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Watty's Awakening
Comments
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There is nothing quite like a sense of purpose, can work wonders.
4 -
Up early, a lot of washing done and on the line, WattyDog 3 horses and self fed. Horses in the field and all three stables mucked out and now at my desk with Saturday's list of things to get the course up and ready for launch.
These three are quite daunting so cup of tea then start.Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!10 -
I feel exhausted just reading your morning list! 🤣 Bravo!.4
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Good luck! Well done on getting the potential distractions out of the way first thing. I'm envious of the sunshine, as I'm sure it helps with energy and motivation.4
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It is done! The course is ready to go on sale as soon as my virtual PA who understands the tech gets to her desk and tells me what to do next. I have done everything and set myself a target to make £3000 at the first sale of the discounted trial version and from that to learn, improve and sell the final version before the end of the year.
In getting to this point i have cleared my desk up, read some professional magazines, asked a couple of really well known people for endorsements on my level of expertise (one has responded and said he will do it in August as he is really busy in the USA and Canada launching his next book) and the other has yet to respond.
I dont really know how to do the next stage but I know my PA does so I'm good with that and I've also thought of some more work that I need her to do (blogs on my website being one and editing some videos from webinars being another)
I've cleared up the office, and part of the house. It is sunny so two lots of washing are on the line and now I'm off to clear the stable as the Charming Cob will need to be box rested from tomorrow and he needs a dust free environment if possible. Then will walk WattyDog along the bridle path I am trying to get back into use as part of my volunteer role. The rights of way officer has agreed to fund a gate and the British Horse Society to fund another gate so I need the What three Words location for the gates so that is something that I can do with WattyDog Apparently as the local who has been pressing for this I get to choose which gates.
Reading this back I'm impressed with my achievements, particularly as I have a headache which is probably as a result of the Prosecco consumed at a party last night. The party was rather wonderful as there was a very expensive "big do" taking place nearby which had arranged fireworks (I don't really like them because of how animals feel but they were impressive) and a spitfire display which included the gorgeous old plane doing the most impressive acrobatic feats. I always feel quite emotional when I see these 80 year old planes roaring overhead and so privileged to seem still flying whilst realising how frightening living in this corner of England would have been as the planes flew over on a regular basis 80 years ago, The headache means I would prefer to be in bed but still WattyDog needs walking.Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!13 -
Fantastic achievements
well done x4 -
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
Fantastic, so much achieved! Well done - and I hope the walk clears your head and sets you up for a good night's rest. I should think watching the Spitfire was wonderful too.I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/224 -
Well done 👏 😊
Rest well now 😊
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,048 Interest saved £5,675 to date
Fixed rate 3.85% ends October 2030
Read 42 books of target 52 in 2025, as @ 9th August
Produce tracker: £276 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
Wow you've achieved loads - well done.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/254
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