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Watty's Awakening

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  • themadvix
    themadvix Posts: 8,786 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    @badmemory, Scaffolders are a law unto themselves - they come and go as they please as they don’t need access. Your solar fitters will be a different breed though - they should turn up on time.

     Sorry for the hijack Watty!
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • We've had a fair few tradesmen here over the last few years, electricians, plasterers, builders, chippies, scaffolders and gas engineers etc whilst getting the house done up. The builder was the worst by far. He started a job- knocked down my wall. Left it with supports in and great big gaps out to the garden, lovely view but a tad cold. He then called off sick. Then because he was grieving at a friend's death, then because he was doing a three peaks challenge and so on and so forth 😐 from start to finish it took six months for us to get back in our bedroom because of the holes he left in the wall 🤣 I laugh now but he was useless! All other tradesmen were really good so I won't complain about them. We won't be using him again when we move 😂😊

    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • daisy_1571
    daisy_1571 Posts: 2,129 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Most handsome was watching closely👁 👁 🐴👁 👁 and is now wondering 👁 👁 🤔👁 👁 where those pesky tigers have decamped to 🐅 🐯 🐅 

    Dxx
    22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈⭐ Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you will be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If you aren't already using something you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'
  • Slinky
    Slinky Posts: 11,066 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 11 July 2024 at 4:52PM
    @badmemory is this a completely new solar installation? If so there's no such thing as FIT anymore.  I'd recommend looking at Octopus for their very solar friendly tariffs. They will be able to sort you out with a smart meter. If you ask around amongst your friends most probably someone is already with them and can provide you with a referral code before you approach them, that will give both you and your friend £50 credit when you sign up and make your first payment.  Avoid Scottish Power like the plague. There's a long running thread on here about the nightmare of trying to get paid for solar with them.


    Make £2025 in 2025
    Prolific £229.82, Octopoints £4.27, Topcashback £290.85, Tesco Clubcard challenges £60, Misc Sales £321, Airtime £10.
    Total £915.94/£2025 45.2%

    Make £2024 in 2024
    Prolific £907.37, Chase Intt £59.97, Chase roundup int £3.55, Chase CB £122.88, Roadkill £1.30, Octopus referral reward £50, Octopoints £70.46, Topcashback £112.03, Shopmium referral £3, Iceland bonus £4, Ipsos survey £20, Misc Sales £55.44
    Total £1410/£2024  70%

    Make £2023 in 2023  Total: £2606.33/£2023  128.8%



  • Fingers crossed 🤞 he comes back. And soon! 
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
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