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Watty's Awakening
Comments
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Cor, I can't think of a much nicer day than new boots, a new rug, a good walk and English sparkling wine on a posh terrace. Excellent Sundaying!5
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Good idea re the instructions. I photocopied our remotes for the flat and drew arrows to the most used features with a few words explaining. Then I laminated it so it has lasted over a year so far. I didn't think it would work but it came out great and is life size22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈⭐ Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you will be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If you aren't already using something you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'4
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We did instructions for my MIL, how to work the DVD player. Even with them, it was still beyond her. Mind you, she seemed to be quite proud of the fact she didn't know her own telephone number....
Make £2025 in 2025
Prolific £229.82, Octopoints £4.27, Topcashback £290.85, Tesco Clubcard challenges £60, Misc Sales £321, Airtime £10.
Total £915.94/£2025 45.2%
Make £2024 in 2024
Prolific £907.37, Chase Intt £59.97, Chase roundup int £3.55, Chase CB £122.88, Roadkill £1.30, Octopus referral reward £50, Octopoints £70.46, Topcashback £112.03, Shopmium referral £3, Iceland bonus £4, Ipsos survey £20, Misc Sales £55.44Total £1410/£2024 70%Make £2023 in 2023 Total: £2606.33/£2023 128.8%5 -
Exhausted trying to catch up at work but getting there. Realised my mental health is deteriorating so reached out to the hypnotherapist I saw during the final dramas with the ex and had an appointment yesterday evening and feel somewhat better this morning.Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!9 -
Glad you feeling a bit better
DON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest4 -
That’s good.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Watty1 said:Exhausted trying to catch up at work but getting there. Realised my mental health is deteriorating so reached out to the hypnotherapist I saw during the final dramas with the ex and had an appointment yesterday evening and feel somewhat better this morning.
You recognised that and sought help while you were able, that is great x
MFW 2025 No. 7 £1130/£1200
MFiT-T7 No. 6 £2873.51/£30,0007 -
Agreed 😊 Well done and I’m glad you are feeling a bit better.ajmoney said:Watty1 said:Exhausted trying to catch up at work but getting there. Realised my mental health is deteriorating so reached out to the hypnotherapist I saw during the final dramas with the ex and had an appointment yesterday evening and feel somewhat better this morning.
You recognised that and sought help while you were able, that is great x
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,048 Interest saved £5,675 to date
Fixed rate 3.85% ends October 2030
Read 43 books of target 52 in 2025, as @ 17th August
Produce tracker: £299 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
I think exhaustion has a significant impact on mental health, but I'm assuming you have done what you can to reduce your work load (one of the difficult things about self employment, I assume, is not taking on too much when it's available). I remember you were thinking about moving on from running your business, so would it help to set a target date for that?
Your Sunday sounded lovely, though. Perhaps plan another (if you haven't already) to give yourself a short term break to look forward to.I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/225 -
All sound advice, ive nothing useful to add this morning xxx22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈⭐ Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you will be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If you aren't already using something you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'4
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