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Watty's Awakening
Comments
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Go Watty Dog 🏴🏴
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 9 months left.4 -
Oooh these look great. I've got a yellow mini dress which I love, but I feel it's just a little bit short when it's windy. There's a yellow pair of Chubs that look just the right colour.
Make £2026 in 2026
Prolific £231.51, Octopoints £4.60, Tesco Clubcard challenges £38.80, Airtime £10 TCB £225.19, Everup £77.04, Roadkill £1.77, Zopa CB £30, Misc £10.11,
Total £629.02 31%Make £2025 in 2025 Total £2241.23/£2025 110.7%
Prolific £1062.50, Octopoints £6.64, TCB £492.05, Tesco Clubcard challenges £89.90, Misc Sales £321, Airtime £70, Shopmium £53.06, Everup £106.08, Zopa CB £30, Misc survey £10
Make £2024 in 2024 Total £1410 70%Make £2023 in 2023 Total: £2606.33 128.8%6 -
just this. I really enjoyed the weekend. It has made me very thoughtful about doing less work. I wanted to garden but am still trying to rest the arm that got the nerve damage so that was out. The lady that mucks out in the week has left me a micro current gadget to try and see if that helps. It is an equine one but she is sure it can be used on humans so recharged it last night and I will read the booklet today and try it out. She said a pal of hers had used it when they woke up in the night with nerve pain and found it helped them get back to sleep so worth a try.
Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!10 -
No time to try out gadget between work and phone calls. Had lovely catch up with two pals on a video call, one in Spain, one in the North East and me down in the South East. Nattered happily for over an hour until one of us had internet issues. Lovely way to spend the evening.
Sister rang in the afternoon so happy chat with her too.
Will read the instruction book this morning. Made a couple of mistakes at work, which will be costly but hey ho. I will still earn something and although VNM said he felt really bad I did point out he has been taking up the slack whilst I am not functioning at 100% and ultimately the company is my responsibility.
AI made me laugh, I set about doing a job involving it and yes it is super quick but I then asked for its confidence in what it had done (65%) so we set about improving that. Lots of prompts, me gathering details from a supplier to populate the spreadsheet and so on. At the end it declared its confidence at 95 to 99% but told me to employ a consultant to sign the work off on the grounds of liability which it wanted to hand off to a real person and then went on to point out that I should be grateful for its input as the consultant would only need 1 to 2 hours and with what I had started out with the consultant would have taken 2 to 3 days.
For some reason I found that hilarious. Even AI seems to have gained "attitude".
Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!10 -
AI can be super-useful but I do find myself instinctively being polite and trying not to hurt its feelings. 😁 I suspect the advice it gives you is a built-in caution in case someone sues, but is it just a matter of time till the socialisation of AI means that it will learn to take offence and refuse to work with someone because it doesn't like their attitude?!
I am sure you have a good working relationship with yours and as long as you remember to give it a box of chocolates for special projects triumphantly completed, that will contine ad infinitum!
I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/225 -
AI has always had attitude! I remember when we first started using it, one of my colleagues asking Copilot to condense some writing further, and it told her that it had done a good job and if it made any changes the result wouldn't be as good!
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That's like the old Microsoft "anecdote" where the man takes a gun, places his finger over the tip, fires it and says "see, it was alright when it left here!"
Save £12k in 2026 #2 I have banked £10,836.47 in 9 months, against a £10k target The Save £12k in 2026 thread is here
OS Grocery Challenge in 2026 I have a £3000 annual budget for 2026 - currently £2270.73 to the end of Oct
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2027 thread brand new and sparkling - feel free to join us and say what and how you are planning
My keep within our budget diary is here4 -
Haha - I look at my pet AI along the lines of training a dragon. He gets a smack on the nose if he steps out of line! MrGPT often gets told he's a bit out of touch with the modern world & I keep him on a tight leash. Having a paid for account helps, as it learns my preferences and keeps them! G00gleAI on the other had is like a call centre agent, trying to close the case at all costs with an optimized answer! - and iit has a bad habit of inventing the truth.
4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)Original End Date - Sept 2041 *** New projection - Jun 2040 (reduced by 1 years & 3 month)4 -
These AI comments are hilarious. I had to get a paid for account because I have been working on a project and kept needing uploads - I didn't actually realise the paid for learns preferences. So agree that the goo-gle version just wants a person to go away … like a call centre agent made me burst out laughing.
You all really are a bright spot in my day today
Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!9 -
13 acres of horsey-ness !
d
22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈2⭐ 26 2🥈 Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you'll be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If youre not already using a thing you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'5
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