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Watty's Awakening

1470471473475476505

Comments

  • KajiKita
    KajiKita Posts: 10,502 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic

    Okay, will do when I get home this evening x

    KK

    As at 16.07.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £213,042
    - OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 56 books of target 52 in 2026 as @ 2nd August. 
    Produce tracker: £192 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • debtfreewannabe321
    debtfreewannabe321 Posts: 10,849 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Glad you caught it early. Hope they can help you ❤️.

    Emergency Fund goal - £1000/1300
    Mortgage OP goal 2026 - £1200/£4500 
    -Smaller goal £0/800  
    Read 24 books this year 22/24

  • greent
    greent Posts: 11,094 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    OoOoh - good call by VNM on wanting you to get it checked out x

    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20

    2026 Declutter campaign awards 2x star
  • KajiKita
    KajiKita Posts: 10,502 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic

    I have PM’d you 😊

    KK

    As at 16.07.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £213,042
    - OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 56 books of target 52 in 2026 as @ 2nd August. 
    Produce tracker: £192 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
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