We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
Watty's Awakening
Comments
-
Hope the msg to Mrs Laurel Hedges was received well 🤞
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty5 -
I haven't send the message yet @PennysIntoPounds I get anxious just thinking about it. I will do it today though. I have to do it today.
Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!4 -
Finished the bank holiday weekend off nicely. VNM made some homemade weedkiller as we had all the stuff, and sprayed the brick patio in the middle of the lawn and it seems to be working. Will need to get that patio repointed though. Finding a bricklayer is now on the "to do list"
Then we pulled everything out of the 'tack room' which also works as a garden shed (I don't actually keep my saddles in there as I worry about theft) and cleaned it out. Then sorted and put back. OMG the amount of "stuff" If it were not for the VNM I would have been completely overwhelmed. He did most of the putting away whilst I sorted into piles. I have filled all the bins here now (3 days till one gets emptied), have a pile of stuff to do a tip run, have given away stuff to pals and have stuff to sell which I will get to when I have the energy to 'cope with people' I sent photos to a chat group of 6 girlfriends and asked if they wanted various items and most got snaffled up which was a nice way of recycling and we have a coffee shop date next weekend so I can fill the car and hand over items.
Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!7 -
Nudged by PIP I sent a whats app to Mrs Laurel Hedges re the ivy. Explained as nicely as I could i wanted it to stay and she has agreed - other - than one area. I am guessing she wants to plant that up so I agreed there it could come out as I can probably unpick it from the fence if need be. The rest of it can stay. I agreed it was awful but said on balance it looked better alive than dead. (Hopefully she will think about that).
Phew. Proud of self for tackling this.
Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!17 -
Very well done xx
I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/224 -
Bravo for both tackling the Tack room (that sounded like an epic …) and sending the WhatsApp. You should be proud of yourself for tackling both of these 😊
KK
As at 17.04.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
- OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 30 books of target 52 in 2026 as @ 4th May.
Produce tracker: £108 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.8 -
Be proud..
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.6 -
Well done on eating that frog @Watty1 !!!
4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)Original End Date - Sept 2041 New projection - Dec 2039 (reduced by 21 months)6 -
Fabulous work on the mahoosive sorting out and the message, so pleased for you a reasonable neighbourly agreement has been made 😊
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty6 -
And dearest @watty1, you never know but your sweet reason might give her thought as to what is an appropriate way to communicate with neighbours. A girl can dream love Humdinger xx
4
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.5K Banking & Borrowing
- 254.4K Reduce Debt & Boost Income
- 455.4K Spending & Discounts
- 247.4K Work, Benefits & Business
- 604.2K Mortgages, Homes & Bills
- 178.5K Life & Family
- 261.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards