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Watty's Awakening

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Comments

  • Suffolk_lass
    Suffolk_lass Posts: 10,983 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    One of the techniques I use when I am overwhelmed by tasks is to divide my list into areas (here we have house, garden, bees, admin) and then they all feel a bit more manageable. I can then put timing allocations to them and see where they have dependencies on other things, and can't be progressed, or whether I am putting off the things I loathe doing (yep, that is me).

    It's an old stress management technique of compartmentalising the pressures but it might work for your c-ptsd if you shelve the trigger activities and gently progress other things or (sorry about this phrase) the low-hanging fruit that is easy to pick off and accomplish. Recognising it is a thing is the first thing and your self awareness is far better than mine x
    Save £12k in 2026 #2 I have banked £2870.61 so far, against a £10k target The 2026 Save £12k in 2026 thread is here
    OS Grocery Challenge in 2026 I am sticking with a £3000 annual budget for 2026 - currently £568.34 and most of my March purchasing made
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
    My keep within our budget diary is here
  • Watty1
    Watty1 Posts: 7,997 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 15 August 2024 at 8:00AM
    Thanks @Suffolk_lass  I'm focusing on low hanging fruit at the moment although with the bank holiday coming I'm planning on spending some time in the garden just weeding mainly until handyman can help with path restoration.

    New computer installed and working which means I can now think about how to get some help in the office.   I'm not rushing it because I have the "holiday slow down" so things are much quieter at the moment and I'm using this time to have a little rest and consider options
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • savingholmes
    savingholmes Posts: 29,139 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks for the book recommendation WD - will investigate. 

    Hi Watty - sounds like a good call on investigating other homes for the pony. Hope you find ways to take some rest / breaks. Even if you can't leave your animals overnight - can you take most of a day off and take some time alone just for you out in nature somewhere - or whatever floats your boat?
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £169.8K Equity 37.1%
    2) £2.4K Net savings after CCs March 26 (but owed £1.1K) so £3.5K
    3) Mortgage neutral by 06/30 (AVC £36.2K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 42.1£127.5K target 33% 27/2/26 (If took bigger lump sum = 64K or 50.1%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5.2K updated 16/1/26
  • Always happy to recommend books now that my kindle library is organised!
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