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Watty's Awakening
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One of the techniques I use when I am overwhelmed by tasks is to divide my list into areas (here we have house, garden, bees, admin) and then they all feel a bit more manageable. I can then put timing allocations to them and see where they have dependencies on other things, and can't be progressed, or whether I am putting off the things I loathe doing (yep, that is me).
It's an old stress management technique of compartmentalising the pressures but it might work for your c-ptsd if you shelve the trigger activities and gently progress other things or (sorry about this phrase) the low-hanging fruit that is easy to pick off and accomplish. Recognising it is a thing is the first thing and your self awareness is far better than mine xSave £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here4 -
Thanks @Suffolk_lass I'm focusing on low hanging fruit at the moment although with the bank holiday coming I'm planning on spending some time in the garden just weeding mainly until handyman can help with path restoration.
New computer installed and working which means I can now think about how to get some help in the office. I'm not rushing it because I have the "holiday slow down" so things are much quieter at the moment and I'm using this time to have a little rest and consider optionsMade it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!3 -
Thanks for the book recommendation WD - will investigate.
Hi Watty - sounds like a good call on investigating other homes for the pony. Hope you find ways to take some rest / breaks. Even if you can't leave your animals overnight - can you take most of a day off and take some time alone just for you out in nature somewhere - or whatever floats your boat?Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/253 -
Always happy to recommend books now that my kindle library is organised!4
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Spent nearly an hour on the phone to a building society to ask for a certificate of interest on the property I used to own and rent out - well it was in joint names = we all know the stupidity of that!
The mortgage has been transferred to the ex and the Building Society found themselves unable to send said certificate as the mortgage is not in my name. There then followed a protracted discussion about the fact that it once was and I needed the certificate for my tax return.
Eventually, exasperated I said I was ok with them not sending me a certificate but could they send me a letter explaining why they would not so I could give this to the inland revenue instead.
I was transferred to another person and so the saga began. Eventually, after much faffing I insisted they put me through to their legal team as I thought they were failing in their duties. Legal are sending me the certificate.
Everytime I think this must be it yet another "something" is found in the woodwork.Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!12 -
but..... each time its another thing gone. And each time you will havexa hitmore reserves to deal with it.
Daisy xxxx22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈⭐ Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you will be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If you aren't already using something you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'6 -
Well done with persisting in the face of the BS from the BS 🙃😩6
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Well done. You don't say so, but you must be a force to be reckoned with. And as Daisy says, it's another thing gone.I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/225 -
Well bless you for the nice comments but I don't think I am a force to be reckoned with at all. I think I am just a woman driven to desperation by the unfairness in the system. If I had not got that occupation order and injunction I think I would have just walked away from everything at that point. Whenever I think about that I send a prayer of thanks and good wishes to Judge H.
This weekend I have tickets for two to a lovely Country Fair and Tractor Event. It is so "my thing" but I have been thinking it over and last year at this event I saw the ex. I really struggled with that. Unlike the big County Show this one is small enough that it is really quite likely I would bump into him and it is not far from where he lives. So, after a lot of thought i have decided to simply not go. The tickets come with my Agricultural Society membership and I have offered to gift them to friends. The VNM asked if I wanted to make a plan and practice what I would say to the ex but I realised I just didn't want to go. My mood has not been great and I do not want to "bump" into the ex at an event. I'm depressed and anxious as it is. I'm sad not to go and sad that it is something else the ex has taken from me but better for my mental health not to go I think.
Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!10 -
Can you reframe it not that he's taken it, but that you've chosen not to go. Takes the focus away from him and the attached resentment, and puts you back in charge of your own life.22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈⭐ Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you will be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If you aren't already using something you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'6
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