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Watty's Awakening

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Comments

  • You did a fantastic job given everything you've been going through, well done! 
    Emergency Fund goal - £1000/1300
    Mortgage OP goal 2026 - £1200/£4500 
    -Smaller goal £0/800  
    Read 24 books this year 23/24

  • savingholmes
    savingholmes Posts: 29,219 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on a successful year. Great result on the pension. 

    I'd limit exposure to the woman. You need to manage your own mental health especially as a business owner entirely dependent on yourself to create £. Don't get involved. 

    Hope you find a counsellor or someone to provide support. I'm loving my art course and am finding that therapeutic. Do you have an equivalent regular thing you could do with like minded people that would take your mind off your triggers?
    Achieve FIRE/Mortgage Neutrality
    1) MFW Nov 21 £202K now £166.7K Equity 38.23% 12/7/26
    2) £1.8K Net savings after CCs 31/7/26 (but owed £400) so £2.2K
    3) 44.5/82K = 54.26% AVC Goal by mid 2028
  • Cherryfudge
    Cherryfudge Posts: 15,524 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I can see why you use food as a distraction for him! Nearly there with wait, though.

    And he's clearly a clever gentleman who can see when he's being fobbed off. :D 
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • daisy_1571
    daisy_1571 Posts: 3,194 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Sounds like a good idea if you have a clear idea what they will do and what duties you will keep and how it all fits together.  Bound to be more work initially but will lead to easier times in future.

    Perhaps investigate what help you can get through the jobcentre, they can offer help drafting job advert, help with interviewing or cutting down the applicants, incentives for taking on particular categories of jobseesker plus you can offer jobseekers a work trial to see whether they suit you or you suit them.  Look up the official gov dot UK site , there might be something that helps

    Daisy xx
    22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈2⭐ 26 🥈 Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you'll be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If youre not already using a thing you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'
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