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Watty's Awakening
Comments
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Ordered the book @WelshmansDaughter Yes.
I'm still overwhelmed but am trying to get ahead of the triggers that make things worse and so to this end I am thinking of solutions that might seem a little out of box. Will continue thinking on. One trigger for me is the VNM's mother. I spent Saturday afternoon there 'helping' with 'stuff' and honestly wished I had not as I just came home tired and fed up and drank way too much that Sunday I had a headache and felt rubbish.
Yesterday evening we had just finished dinner and had a call from one of her neighbours. Mostly she is unable to walk much but yesterday she managed to leave the house walk down the road and into a neighbours to complain about her career. I disengaged, told the VNM man to go and sort things out and I then reframed this as a lovely evening to myself, chatted to the horses and caught up on a bit of work. She really has become a trigger linking back to the ex and his father. I heard from him this morning that all was fine when he got there and he took her home.Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!8 -
Does the VNM know that you are getting this reaction to being with his mother?
Make £2026 in 2026
Prolific £177.46, TCB £10.90, Everup £27.79, Roadkill £1.17
Total £217.32 10.7%Make £2025 in 2025 Total £2241.23/£2025 110.7%
Prolific £1062.50, Octopoints £6.64, TCB £492.05, Tesco Clubcard challenges £89.90, Misc Sales £321, Airtime £70, Shopmium £53.06, Everup £106.08, Zopa CB £30, Misc survey £10
Make £2024 in 2024 Total £1410/£2024 70%Make £2023 in 2023 Total: £2606.33/£2023 128.8%5 -
Sending more hugs and if suitable a sprinkle of sparkly sunshine ✨ 🌞✨❤️I am not remotely surprised that VNM’s mother is a trigger for you. She will be activating exactly the same neural pathways as your ex did when she creates her manipulations. These will fade and get ‘rewritten’ in time, but it’s way too soon for now. This is NOT any kind of ‘failing’ btw, just the reality of having been through something traumatic.Well done for recognising, setting boundaries around it and the reframing. It’s VNM’s attention she wants not yours anyway 😉🤷♀️
KKAs at 17.03.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £219,071
- OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 22 books of target 52 in 2026 as @ 19th March.
Produce tracker: £59 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
Yes the VNM knows but it is his mother and all he sees is a vulnerable old lady. And thank you @KajiKita
that was a really helpful post.
The sun is shining, two horses are in the field and the CC is continuing to totally resist enforced rest. I've taken to giving him food to keep him calm and whilst that is working shall we just say he is becoming rather "stately" in stature which of course will not help the arthritis. Still just a few more days to go, Monday he can go back in the field with the other two.
My limited company financial year has ended so I've moved £10 k into my pension pot from the company to help lower the corporation tax. Gross revenue went up a lot but costs much higher too. Have allocated time this month to wrap up the books ready for the accountant. I'm giving myself kudos for the company's success, I did a good job in the face of everything that was going on.Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!15 -
'I've moved 10K into my pension pot' she says, as if it were a small thing! Followed casually by 'gross revenue went up a lot'! I'm very impressed.
I wonder if there's a toy that would distract CC without causing too much stress to his joints? Perhaps a large ball that could be nudged around the stable or hung in a net to bat around - or would he treat such things with scorn?
Roll on Monday. Where are the happy horse emojis when I want one?I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/224 -
£10k that’s a fab result with all the stuff you’ve had going on.Moved to Denmark for FIRE by Aug 2025 “May your decisions reflect your hopes not your fears”
New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest4 -
That's awesome.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 20 months left.4 -
Hope its helpful for you3
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Impressive as ever @Watty1! Delighted but not surprised love Humdinger xx4
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That sounds like a very successful business year to me watty. I'd reckon breaking even is a win these days for small businesses but any sort of profit is a definite win. Well done navigating it with everything else
Daisy xxx22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈2⭐ 26 🥈 Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you'll be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If youre not already using a thing you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'3
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