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Watty's Awakening

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Comments

  • Watty1
    Watty1 Posts: 7,639 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    @PennysIntoPounds that must have been so hard.  Just one week, goodness me. I am so sorry you had to deal with that.
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • KajiKita
    KajiKita Posts: 9,043 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Watty1 said:
    @PennysIntoPounds that must have been so hard.  Just one week, goodness me. I am so sorry you had to deal with that.
    Agreed. Absolutely brutal.

    Sending retrospective hugs to the PiP that had to deal with that x

    KK
    As at 15.12.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
    - OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 80 books of target 52 in 2025, as @ 25th December 
    Produce tracker: £457 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Suffolk_lass
    Suffolk_lass Posts: 10,712 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sounds like a beans on cheese on toast kind of day to me, @Watty1 - it's a go-to CBA supper here (without the cheese now, I top with a poached egg on each slice of toast) nutritious, quick, easy and tasty!
    Save £12k in 2025 #2 I saved £14,660.97 of £6000 or 244.35% of my target. The 2026 Save £12k in 2026 thread is here
    OS Grocery Challenge in 2025 I finished the year at £2880.99/£3000 or 96.03% of my annual spend so I am sticking with a £3000 annual budget for 2026
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
    My keep within our budget diary is here
  • Suffolk_lass
    Suffolk_lass Posts: 10,712 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    We inherited 50m of 20 foot thick 15 foot high laurel hedging, and a second of the same plant between the front garden and the so-called secret garden (now our veg garden). Got a friend to remove it for a small fee, using block and tackle. It was officially, a nightmare. A beech hedge is much easier. Still have a Portuguese laurel grown as a tree, but absolutely, no hedges like that again
    Save £12k in 2025 #2 I saved £14,660.97 of £6000 or 244.35% of my target. The 2026 Save £12k in 2026 thread is here
    OS Grocery Challenge in 2025 I finished the year at £2880.99/£3000 or 96.03% of my annual spend so I am sticking with a £3000 annual budget for 2026
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
    My keep within our budget diary is here
  • Watty1
    Watty1 Posts: 7,639 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Busy day today.  Week 3 of course to be taught, giving another talk this evening on line as a business promotion thing and all the usual work to be done. Breakfast and a read on here before the day proper begins.
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
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