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Joyous January's No-Spend Days Challenge!
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Another one for me today please
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25711 -
January Off to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =January targetsAuntieL 6/12Balancinglife 7/18basketcase 1/12Baxtersmum 12beanielou 8/19blubella 12BudgetingBelinda 7/15cathybird 6/15Caeraugirl 6/20Couldsavemore 5/15craftingmad 16Crazycatlady2 7/20Doily94 4/16Dorothy707 5/12Flying By 3/10FrugalMum3 1/26GeorgianaCavendish 5/15Hawley Gryphon 10Honeysucklelou2 3/10HotDog2020 4/16ilovetea 7/20KajiKita 4/15keggie 4/12laura lau 6/16leftatthetrafficlights 3/24lianne1984 3/10LittleMissDetermined 7/22Makingabobor2 4/15Money Choices 10MrsCautious 8/20outoftheviciouscircle 6/15PurplePhoenix62 4/10QueenJessRupacomp 3/12Saver-uppershort bird 5/20SpruceDog 12TheScarletPixie 2/20Thevalueofless 4/10try harder 20Newcomers welcome
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I was going to type early call for day 5
and then looked at the clock. Oops.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
#6 for me today.#21 Save £12k in 2025 £16977.35/£20000
August NSD Challenge 4/101 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
NSD #5 for yesterday please1
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7/15
another easy NSD today. Noticing how often I was completely mindlessly spending. I know £20 at least I would have spent in the shop today had I ventured in. Planning and making do/not being tempted or swayed and being accountable is so helping! Thanks 🤩Emergency Fund: 1000/2000August Grocery Challenge: 208/550
S&S ISA: £420
Save 12k in 2025: #10 1200/10000
100 steps challenge.. to be where you want to be in 2025:
EF 60/100 (1 step= £20)
holiday 0/100 (1 step= £30)
savings 4/100 (1 step= £50)
2025 diary: https://forums.moneysavingexpert.com/discussion/6576803/a-fresh-start-a-year-of-growth-and-balance/p1?new=1
old diary becoming DMP free in 2024: https://forums.moneysavingexpert.com/discussion/6495850/freedom-and-independence/p12 -
Finally managed another one so #4/10 for me.
TVOL
4/101 -
NSD for me today
7/18 ☺️1 -
Today I'm declaring NSD No 2/10, it was hard work avoiding the shops but I gritted my teeth and headed for home!2
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