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Joyous January's No-Spend Days Challenge!

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  • LittleMissDetermined
    LittleMissDetermined Posts: 9,647 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Photogenic
    It's one for me today please 
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • cathybird
    cathybird Posts: 15,650 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Not one for me today, I've bought two new pairs of specs, and also paid for some firewood. :)
  • cathybird
    cathybird Posts: 15,650 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 9 January 2024 at 12:06AM
    January

    Off to a start = image
    5 days = image
    10 days = image

    15 days = image
    20 days = image
    Target reached = image
    Target beaten = image 

    January targets

    AuntieL 6/12 imageimage

    Balancinglife 6/18 imageimage

    basketcase 1/12 image

    Baxtersmum 12

    beanielou 7/19 imageimage

    blubella 12

    BudgetingBelinda 6/15 imageimage

    cathybird 6/15 imageimage

    Caeraugirl 5/20 imageimage

    Couldsavemore 5/15 imageimage

    craftingmad 16

    Crazycatlady2 7/20 imageimage

    Doily94 4/16 imageimage

    Dorothy707 5/12 image

    Flying By 2/10 image

    FrugalMum3 1/26 image

    GeorgianaCavendish 4/15 image

    Hawley Gryphon 10

    Honeysucklelou2 1/10 image

    HotDog2020 4/16 image

    ilovetea 6/20 imageimage

    KajiKita 4/15  image

    keggie 4/12 image

    laura lau 6/16 imageimage

    leftatthetrafficlights 3/24 image

    lianne1984 3/10 image

    LittleMissDetermined 6/22 imageimage

    Makingabobor2 3/15 image

    Money Choices 10

    MrsCautious 7/20 imageimage

    outoftheviciouscircle 6/15 imageimage

    PurplePhoenix62 2/10 image

    QueenJess

    Rupacomp 3/12 image

    Saver-upper

    short bird 4/20 image

    SpruceDog 12

    TheScarletPixie 2/20 image

    Thevalueofless 3/10 image

    try harder 20

    Newcomers welcome :)

  • keggie
    keggie Posts: 344 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    NSD number 4 for me today.
    GC 2024 £1445.91/£3000
    GC July 24 £0/£250
    #16 XMAS 2024 £300:£366
    Surveys £32.05
  • laura_lau
    laura_lau Posts: 682 Forumite
    Seventh Anniversary 500 Posts Photogenic Name Dropper
    1 NSD for yesterday for me. Today it wasn't, and I'm afraid most of this week will be a spendy one.. we will see.

    Debt free journey started 30/08/2023:

    CC1 - 5,151.92 now 5,335.15
    CC3 - 4,166.15 now 5,345.28
    CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
    Current outstanding: 16,397.67
    Debt free by Jul 2027.

    Challenges:
    NSD Apr 2025 - 7/20
    NST Apr 2025 - 
    #31 1p savings 2025 £32.40/£667.95
    2025 Fashion on the ration - Coupons remaining 43.5/66
  • BudgetingBelinda
    BudgetingBelinda Posts: 496 Forumite
    100 Posts First Anniversary Name Dropper
    One more for me!  6/15

    Emergency Fund: 1000/2000
    August Grocery Challenge: 208/550 
    S&S ISA: £420
    Save 12k in 2025: #10 1200/10000
    100 steps challenge.. to be where you want to be in 2025:
    EF 60/100 (1 step= £20)
    holiday 0/100 (1 step= £30)
    savings 4/100 (1 step= £50)

    2025 diary: https://forums.moneysavingexpert.com/discussion/6576803/a-fresh-start-a-year-of-growth-and-balance/p1?new=1
  • Balancinglife
    Balancinglife Posts: 112 Forumite
    Fifth Anniversary 100 Posts Name Dropper
    NSD yesterday and today ☺️
    6/18
  • KajiKita
    KajiKita Posts: 7,673 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    NSD today 😊

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Crazycatlady2
    Crazycatlady2 Posts: 1,074 Forumite
    Fifth Anniversary 1,000 Posts Photogenic Name Dropper
    NSD Monday please 
  • MrsCautious
    MrsCautious Posts: 1,621 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Yay, NSD number 7 today. 
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