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Joyous January's No-Spend Days Challenge!

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  • ilovetea
    ilovetea Posts: 1,272 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    NSD number 5 today.
    Needed a birthday card but found one in my stash :-)
    Hoping for more nsd  in the next few days.

       ilovetea. xx

    Make £2024 in 2024 £1161.08
    Declutter 2024 things in 2024 1522/2024.
    NSD's in August 11/20
  • NS Day 3 for me please I will now update signature. Thank you.
  • cathybird
    cathybird Posts: 15,648 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 7 January 2024 at 4:35PM
    January

    Off to a start = image
    5 days = image
    10 days = image

    15 days = image
    20 days = image
    Target reached = image
    Target beaten = image 

    January targets

    AuntieL 5/12 imageimage

    Balancinglife 4/18 image

    basketcase 1/12 image

    Baxtersmum 12

    beanielou 6/19 imageimage

    blubella 12

    BudgetingBelinda 5/15 imageimage

    cathybird 5/15 imageimage

    Caeraugirl 5/20 imageimage

    Couldsavemore 5/15 imageimage

    craftingmad 16

    Crazycatlady2 5/20 imageimage

    Doily94 4/16 image

    Dorothy707 2/12 image

    Flying By 2/10 image

    FrugalMum3 1/26 image

    GeorgianaCavendish 4/15 image

    Hawley Gryphon 10

    Honeysucklelou2 1/10 image

    HotDog2020 3/16 image

    ilovetea 5/20 imageimage

    KajiKita 3/15  image

    keggie 3/12 image

    laura lau 5/16 imageimage

    leftatthetrafficlights 3/24 image

    lianne1984 3/10 image

    LittleMissDetermined 5/22 imageimage

    Makingabobor2 3/15 image

    Money Choices 10

    MrsCautious 6/20 imageimage

    outoftheviciouscircle 5/15 imageimage

    PurplePhoenix62 2/10 image

    QueenJess

    Rupacomp 2/12 image

    Saver-upper

    short bird 3/20 image

    SpruceDog 12

    TheScarletPixie 2/20 image

    Thevalueofless 3/10 image

    try harder 20

    Newcomers welcome :)

  • cathybird
    cathybird Posts: 15,648 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done beanie, short bird, Caeraugirl, AuntieL, BudgetingBelinda, MrsCautious, GeorgianaCavendish, lianne1984, Crazycatlady2, outoftheviciouscircle, Rupacomp, Couldsavemore, Flying By, ilovetea and HotDog2020 imageimageimage
  • 2 more for me please, yesterday and today. 
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • KajiKita
    KajiKita Posts: 7,665 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Pitching in early for an NSD today! 

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • MrsCautious
    MrsCautious Posts: 1,621 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    NSD today. Boom. 
  • beanielou
    beanielou Posts: 95,562 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • One today- I spent a voucher I had on a couple of bits so I’m not counting that as it wasn’t my actual money- is that an acceptable loophole?! I’m taking it!
    Emergency Fund: 1000/2000
    August Grocery Challenge: 208/550 
    S&S ISA: £420
    Save 12k in 2025: #10 1200/10000
    100 steps challenge.. to be where you want to be in 2025:
    EF 60/100 (1 step= £20)
    holiday 0/100 (1 step= £30)
    savings 4/100 (1 step= £50)

    2025 diary: https://forums.moneysavingexpert.com/discussion/6576803/a-fresh-start-a-year-of-growth-and-balance/p1?new=1
  • Caeraugirl
    Caeraugirl Posts: 591 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    I'm claiming another NSD today, which will be # 5. Dog food delivery coming tomorrow, but hope to then be spend-free again til groceries arrive on Friday.

    I can't believe how often I'd buy random stuff every day before starting this challenge - it's really making me think about (and curb) my spending!
    #21 Save £12k in 2025 £16977.35/£20000

    August NSD Challenge 3/10
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