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Joyous January's No-Spend Days Challenge!

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  • AuntieL
    AuntieL Posts: 370 Forumite
    100 Posts Second Anniversary Name Dropper Photogenic
    NSD #4 for me today. Friends coming round for dinner tonight which I paid for out of my food budget - bread and water for me next week 😜
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    June 2025 NSD Challenge 1/18

    MFW 2025 #45
    Jan 2016 Mortgage = £149,895
    Current outstanding = £97,725
    2024 Overpayment = £675.66
    2025 Overpayment = £529/£700
  • cathybird
    cathybird Posts: 15,648 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    ilovetea said:
    NSD number 4  I think. Posted e-bay sales but buyers had paid the postage. So can I count it?

        ilovetea  xx

    Yes, definitely! The postage for you was technically free even if you paid but were then getting reimbursed so that definitely counts. :)
  • cathybird
    cathybird Posts: 15,648 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 5 January 2024 at 11:51PM
    January

    Off to a start = image
    5 days = image
    10 days = image

    15 days = image
    20 days = image
    Target reached = image
    Target beaten = image 

    January targets

    AuntieL 4/12 image

    Balancinglife 4/18 image

    basketcase 1/12 image

    Baxtersmum 12

    beanielou 4/19 image

    blubella 12

    BudgetingBelinda 3/15 image

    cathybird 4/15 image

    Caeraugirl 3/20 image

    Couldsavemore 3/15 image

    craftingmad 16

    Crazycatlady2 20

    Doily94 4/16 image

    Dorothy707 2/12 image

    Flying By 1/10 image

    FrugalMum3 1/26 image

    GeorgianaCavendish 15

    Hawley Gryphon 10

    Honeysucklelou2 1/10 image

    HotDog2020 2/16 image

    ilovetea 4/20 image

    KajiKita 2/15  image

    keggie 3/12 image

    laura lau 5/16 imageimage

    leftatthetrafficlights 3/24 image

    lianne1984 2/10 image

    LittleMissDetermined 3/22 image

    Makingabobor2 3/15 image

    Money Choices 10

    MrsCautious 4/20 image

    outoftheviciouscircle 4/15 image

    PurplePhoenix62 2/10 image

    QueenJess

    Rupacomp 1/12 image

    Saver-upper

    short bird 2/20 image

    SpruceDog 12

    TheScarletPixie 2/20 image

    Thevalueofless 3/10 image

    try harder 20

    Newcomers welcome :)

  • Doily94
    Doily94 Posts: 585 Forumite
    500 Posts Third Anniversary Name Dropper Photogenic
    #4 today for me. 

    I ind the weekdays easier. The weekends are much harder not to spend. 
    PAYDBC24 #8 ~ £10188.21
  • beanielou
    beanielou Posts: 95,562 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    ilovetea said:
    NSD number 4  I think. Posted e-bay sales but buyers had paid the postage. So can I count it?

        ilovetea  xx

    Yes, of course you can count 😊
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • KajiKita
    KajiKita Posts: 7,665 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    NSD today, first for a wee while …

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Rupacomp
    Rupacomp Posts: 305 Forumite
    Fourth Anniversary 100 Posts Name Dropper Photogenic
    One today... Good to be off and running  🙂
    Savings goal by 31/12/24: £22000
    Dec 23: £6945.23
  • MrsCautious
    MrsCautious Posts: 1,621 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    My 4th NSD today. 
    Had a free lunch today and yesterday which was very welcome! 
  • cathybird
    cathybird Posts: 15,648 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 6 January 2024 at 12:02AM
    Caeraugirl said:
    Our kettle has been on the way out for a few weeks, and in a rare moment of good timing has chosen today to die. While I'm annoyed to have to splash out on a new one so soon into my low / no spend January, I'm also pleased that it coincided with a spend day lol!
    @Caeraugirl That is good timing :lol: also the sales are on so probably some cheap kettles around! They tend to last a long while at least so hopefully you won't have to splash out on another one for a while. x :)
  • cathybird
    cathybird Posts: 15,648 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    HotDog2020 said:
    I have an emergency dentist appointment therefore will stay on 2/5 😒 aim 16/31
    @HotDog2020 ouch :( hope it wasn't too painful :(
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