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Joyous January's No-Spend Days Challenge!

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  • cathybird
    cathybird Posts: 15,648 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done beanie, BudgetingBelinda, Dorothy707, laura lau, Makingabobor2, outoftheviciouscircle, ilovetea, AuntieL, Doily94, KajiKita, Rupacomp and MrsCautious imageimageimage
  • beanielou
    beanielou Posts: 95,562 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • short_bird
    short_bird Posts: 4,019 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Friday was day 3: given I was in London, did really well given the multiple temptations. 
    ‘Keep your eye on the donut and not on the hole.’ David Lynch.
    "It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
  • KajiKita
    KajiKita Posts: 7,664 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Not today - health food shop visit. 

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • cathybird
    cathybird Posts: 15,648 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 6 January 2024 at 7:33PM
    January

    Off to a start = image
    5 days = image
    10 days = image

    15 days = image
    20 days = image
    Target reached = image
    Target beaten = image 

    January targets

    AuntieL 5/12 imageimage

    Balancinglife 4/18 image

    basketcase 1/12 image

    Baxtersmum 12

    beanielou 5/19 imageimage

    blubella 12

    BudgetingBelinda 4/15 image

    cathybird 4/15 image

    Caeraugirl 4/20 image

    Couldsavemore 3/15 image

    craftingmad 16

    Crazycatlady2 20

    Doily94 4/16 image

    Dorothy707 2/12 image

    Flying By 1/10 image

    FrugalMum3 1/26 image

    GeorgianaCavendish 15

    Hawley Gryphon 10

    Honeysucklelou2 1/10 image

    HotDog2020 2/16 image

    ilovetea 4/20 image

    KajiKita 2/15  image

    keggie 3/12 image

    laura lau 5/16 imageimage

    leftatthetrafficlights 3/24 image

    lianne1984 2/10 image

    LittleMissDetermined 3/22 image

    Makingabobor2 3/15 image

    Money Choices 10

    MrsCautious 4/20 image

    outoftheviciouscircle 4/15 image

    PurplePhoenix62 2/10 image

    QueenJess

    Rupacomp 1/12 image

    Saver-upper

    short bird 3/20 image

    SpruceDog 12

    TheScarletPixie 2/20 image

    Thevalueofless 3/10 image

    try harder 20

    Newcomers welcome :)

  • Caeraugirl
    Caeraugirl Posts: 590 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    Day 4 for me  :)
    #21 Save £12k in 2025 £16977.35/£20000

    August NSD Challenge 2/10
  • keggie
    keggie Posts: 344 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Going to a wedding so no chance of a no spend day but will be out of the ‘going out budget’ so not all bad.
    GC 2024 £1445.91/£3000
    GC July 24 £0/£250
    #16 XMAS 2024 £300:£366
    Surveys £32.05
  • AuntieL
    AuntieL Posts: 370 Forumite
    100 Posts Second Anniversary Name Dropper Photogenic
    Declaring an early NSD today. #5
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    June 2025 NSD Challenge 1/18

    MFW 2025 #45
    Jan 2016 Mortgage = £149,895
    Current outstanding = £97,725
    2024 Overpayment = £675.66
    2025 Overpayment = £529/£700
  • BudgetingBelinda
    BudgetingBelinda Posts: 496 Forumite
    100 Posts First Anniversary Name Dropper
    Day 4! Unexpected one today- as it’s the weekend so notoriously tricky vs being at work. Woohoo
    Emergency Fund: 1000/2000
    August Grocery Challenge: 208/550 
    S&S ISA: £420
    Save 12k in 2025: #10 1200/10000
    100 steps challenge.. to be where you want to be in 2025:
    EF 60/100 (1 step= £20)
    holiday 0/100 (1 step= £30)
    savings 4/100 (1 step= £50)

    2025 diary: https://forums.moneysavingexpert.com/discussion/6576803/a-fresh-start-a-year-of-growth-and-balance/p1?new=1
  • BobbinAlong
    BobbinAlong Posts: 196 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    edited 6 January 2024 at 5:54PM
    Working from home is my best way to have no spend days, especially when it is pouring with rain and there is no  incentive to go anywhere. I've managed 3 this week without trying.
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