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Joyous January's No-Spend Days Challenge!
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Hey all! Happy New Year!I'm back in and done 2 NSDs so farFebruary NSDs: 0 / 10
February PADs: 2 / 29
February Groceries Challenge: £59 / £250
February Make £5 a Day: £255 / £145
Current Debt: £3159 | CC £1490 | N £571 | C £725 | E £373
Weight Loss Challenge 2024: 0 lbs1 -
Day 2 yesterday.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
January Off to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =January targetsAuntieL 3/12Balancinglife 4/18basketcase 1/12Baxtersmum 12beanielou 4/19blubella 12BudgetingBelinda 3/15cathybird 3/15Caeraugirl 3/20Couldsavemore 3/15craftingmad 16Crazycatlady2 20Doily94 3/16Flying By 1/10FrugalMum3 1/26GeorgianaCavendish 15Hawley Gryphon 10Honeysucklelou2 1/10HotDog2020 2/16ilovetea 3/20KajiKita 1/15keggie 3/12laura lau 4/16leftatthetrafficlights 3/24lianne1984 2/10LittleMissDetermined 3/22Makingabobor2 2/15Money Choices 10MrsCautious 3/20outoftheviciouscircle 3/15PurplePhoenix62 2/10QueenJessRupacomp 12Saver-uppershort bird 2/20SpruceDog 12TheScarletPixie 2/20Thevalueofless 3/10try harder 20Newcomers welcome
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HotDog2020 said:I am afraid it is still 2/4 today, made a last minute purchase - Chocolate! (much needed I might add).1
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lianne1984 said:Hey all! Happy New Year!I'm back in and done 2 NSDs so far1
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Well done leftatthetrafficlights, keggie, LittleMissDetermined, laura lau, MrsCautious, Thevalueofless, Caeraugirl, PurplePhoenix62, Doily94, AuntieL, Balancinglife, beanie, ilovetea, lianne1984 and short bird5
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Hello, I'd love to join in if I'm not too late! Hopefully going to manage 10 NSD's and anything more will be a bonus.
Declaring first NSD for today. Thank you for such a brilliant challenge.0 -
Early call for today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
3/15
mon Tues Weds seem to be working as NSD!Emergency Fund: 1000/2000August Grocery Challenge: 97/550
S&S ISA: £420
Save 12k in 2025: #10 1200/10000
100 steps challenge.. to be where you want to be in 2025:
EF 60/100 (1 step= £20)
holiday 0/100 (1 step= £30)
savings 4/100 (1 step= £50)
2025 diary: https://forums.moneysavingexpert.com/discussion/6576803/a-fresh-start-a-year-of-growth-and-balance/p1?new=1
old diary becoming DMP free in 2024: https://forums.moneysavingexpert.com/discussion/6495850/freedom-and-independence/p11 -
3/15 🎉 but yesterday spent more than I should of! 🥴Emergency Fund: 1000/2000August Grocery Challenge: 97/550
S&S ISA: £420
Save 12k in 2025: #10 1200/10000
100 steps challenge.. to be where you want to be in 2025:
EF 60/100 (1 step= £20)
holiday 0/100 (1 step= £30)
savings 4/100 (1 step= £50)
2025 diary: https://forums.moneysavingexpert.com/discussion/6576803/a-fresh-start-a-year-of-growth-and-balance/p1?new=1
old diary becoming DMP free in 2024: https://forums.moneysavingexpert.com/discussion/6495850/freedom-and-independence/p11
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