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Joyous January's No-Spend Days Challenge!

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Comments

  • Caeraugirl
    Caeraugirl Posts: 599 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    Day 3/20 for me - tomorrow is spendy as online food shop coming, so will get diesel and anything else that needs buying at the same time.
    #21 Save £12k in 2025 £19277.35/£20000


  • cathybird
    cathybird Posts: 15,904 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 4 January 2024 at 10:41PM
    January

    Off to a start = image
    5 days = image
    10 days = image

    15 days = image
    20 days = image
    Target reached = image
    Target beaten = image 

    January targets

    AuntieL 3/12 image

    Balancinglife 4/18 image

    basketcase 1/12 image

    Baxtersmum 12

    beanielou 3/19 image

    blubella 12

    BudgetingBelinda 2/15 image

    cathybird 3/15 image

    Caeraugirl 3/20 image

    Couldsavemore 3/15 image

    craftingmad 16

    Crazycatlady2 20

    Doily94 3/16 image

    FrugalMum3 1/26 image

    GeorgianaCavendish 15

    Hawley Gryphon 10

    Honeysucklelou2 1/10 image

    HotDog2020 2/16 image

    ilovetea 3/20 image

    KajiKita 1/15  image

    keggie 3/12 image

    laura lau 4/16 image

    leftatthetrafficlights 3/24 image

    LittleMissDetermined 3/22 image

    Makingabobor2 2/15 image

    Money Choices 10

    MrsCautious 3/20 image

    outoftheviciouscircle 3/15 image

    PurplePhoenix62 2/10 image

    QueenJess

    Rupacomp 12

    Saver-upper

    short bird 1/20 image

    SpruceDog 12

    TheScarletPixie 2/20 image

    Thevalueofless 3/10 image

    try harder 20

    Newcomers welcome :)

  • PurplePhoenix62
    PurplePhoenix62 Posts: 101 Forumite
    10 Posts Name Dropper
    Number 2 for me today :)
    Starting Debt Total: £10156.43/£9723.43 Current Total
    Total Paid to Date: 4.26%

    SPC 17 #040 - £28.93
    House Pot £1000.55/£2500
    Car Insurance Pot £126.70/£300
    Christmas 2024 Pot £96.57
    Emergency Fund £25.00/500.00
  • Doily94
    Doily94 Posts: 585 Forumite
    500 Posts Third Anniversary Name Dropper Photogenic
    After spending yesterday, today is another NSD and my third of January. 
    PAYDBC24 #8 ~ £10188.21
  • AuntieL
    AuntieL Posts: 430 Forumite
    100 Posts Second Anniversary Name Dropper Photogenic
    NSD #3 for me today 
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    October 2025 NSD Challenge 10/18

    MFW 2025 #45
    Jan 2016 Mortgage = £149,895
    Current outstanding = £94,306.78
    2024 Overpayment = £675.66
    2025 Overpayment = £645/£700
  • trigidden
    trigidden Posts: 2 Newbie
    First Anniversary First Post
    2 years ago before hubby retired, we wrote down everything we spent in the month, shopping, booze, entertainment, petrol etc savings we made on shopping and comparison sites, we kept a running monthly cost for everything so we could work out what we had to live on, luckily we both have full state pensions and have been able to live on that which is the same as hubby was earning beforehand and save our other occupational pensions for holidays etc. it was so good to do this exercise before retirement that we continue to do it now and get quite a buzz when we see how much we have saved on our shopping and how are savings ae building up as we know what we can cut down on if necessary, Happy New Year Savings to you all
  • HotDog2020
    HotDog2020 Posts: 593 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    I am afraid it is still 2/4 today, made a last minute purchase - Chocolate! (much needed I might add).
  • Balancinglife
    Balancinglife Posts: 112 Forumite
    Fifth Anniversary 100 Posts Name Dropper
    NSD today
     4/18
    ☺️
  • beanielou
    beanielou Posts: 96,857 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • ilovetea
    ilovetea Posts: 1,272 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    NSD number 3 to report.
    Make £2024 in 2024 £1161.08
    Declutter 2024 things in 2024 1522/2024.
    NSD's in August 11/20
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