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Joyous January's No-Spend Days Challenge!

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  • keggie
    keggie Posts: 344 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    I’m just getting back into the forums for 2024.
    Reduced working days so need to make some savings.
    I’d like to start the challenge with 12 days in January. Aiming for total no spends as need to make meal plans etc and work on shopping lists!
    2/12 NSD so far😁
    GC 2024 £1445.91/£3000
    GC July 24 £0/£250
    #16 XMAS 2024 £300:£366
    Surveys £32.05
  • LittleMissDetermined
    LittleMissDetermined Posts: 9,628 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Photogenic
    Not one today, I am a woman with a plan and need to buy some stuff! 
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • cathybird
    cathybird Posts: 15,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 3 January 2024 at 8:41PM
    January

    Off to a start = image
    5 days = image
    10 days = image

    15 days = image
    20 days = image
    Target reached = image
    Target beaten = image 

    January targets

    AuntieL 2/12 image

    Balancinglife 2/18 image

    basketcase 1/12 image

    Baxtersmum 12

    beanielou 2/19 image

    blubella 12

    BudgetingBelinda 2/15 image

    cathybird 2/15 image

    Caeraugirl 1/20 image

    Couldsavemore 3/15 image

    craftingmad 16

    Crazycatlady2 20

    Doily94 2/16 image

    FrugalMum3 1/26 image

    GeorgianaCavendish 15

    Honeysucklelou2 1/10 image

    HotDog2020 2/16 image

    ilovetea 2/20 image

    KajiKita 1/15  image

    keggie 2/12 image

    laura lau 3/16 image

    leftatthetrafficlights 2/24 image

    LittleMissDetermined 2/22 image

    Makingabobor2 2/15 image

    Money Choices 10

    outoftheviciouscircle 2/15 image

    PurplePhoenix62 1/10 image

    QueenJess

    Rupacomp 12

    Saver-upper

    short bird 1/20 image

    TheScarletPixie 2/20 image

    Thevalueofless 2/10 image

    try harder 20

    Newcomers welcome :)

  • laura_lau
    laura_lau Posts: 682 Forumite
    Seventh Anniversary 500 Posts Photogenic Name Dropper
    Happy New Year everyone! So far so good, every single day has been a NSD, so today is NSD number 3 for me!
    Debt free journey started 30/08/2023:

    CC1 - 5,151.92 now 5,335.15
    CC3 - 4,166.15 now 5,345.28
    CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
    Current outstanding: 16,397.67
    Debt free by Jul 2027.

    Challenges:
    NSD Apr 2025 - 7/20
    NST Apr 2025 - 
    #31 1p savings 2025 £32.40/£667.95
    2025 Fashion on the ration - Coupons remaining 43.5/66
  • cathybird
    cathybird Posts: 15,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Not one for me, paid a gardening bill for some structural work. :)
  • Thevalueofless
    Thevalueofless Posts: 74 Forumite
    10 Posts First Anniversary Name Dropper
    It was a spend day for me but a planned one so all good. My target quite low at 10 days so already 20% there 🙂

    TVOL
  • Makingabobor2
    Makingabobor2 Posts: 4,212 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Just about to add today as an NSD to my signature. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024!      18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £550/£3000
    .
    Fiver Friday '25 #10 £15

    Studies/surveys  August £0

    Decluttering items 756
    Books read    13
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Couldsavemore
    Couldsavemore Posts: 495 Forumite
    Fifth Anniversary 100 Posts Name Dropper
    Hi

    Had a day at work and no intention of leaving the house now so it's NSD # 3 for me...

    Will be food shopping and filling car with diesel ⛽  tomorrow 
    # 36 1p challenge 2024 - £536.60

    #13 POYD by Christmas 24  £2875 / 8138
  • beanielou
    beanielou Posts: 95,544 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • HotDog2020
    HotDog2020 Posts: 593 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Total 2/31 aim 16 (spent money yesterday gift and junk food splurge).
★ ★ ★ Meet your Ambassadors

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