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Joyous January's No-Spend Days Challenge!
Comments
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I’m just getting back into the forums for 2024.
Reduced working days so need to make some savings.
I’d like to start the challenge with 12 days in January. Aiming for total no spends as need to make meal plans etc and work on shopping lists!
2/12 NSD so far😁GC 2024 £1445.91/£3000
GC July 24 £0/£250
#16 XMAS 2024 £300:£366
Surveys £32.051 -
Not one today, I am a woman with a plan and need to buy some stuff!
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25712 -
January Off to a start =5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
January targetsAuntieL 2/12Balancinglife 2/18basketcase 1/12Baxtersmum 12beanielou 2/19blubella 12BudgetingBelinda 2/15cathybird 2/15Caeraugirl 1/20Couldsavemore 3/15craftingmad 16Crazycatlady2 20Doily94 2/16FrugalMum3 1/26GeorgianaCavendish 15Honeysucklelou2 1/10HotDog2020 2/16ilovetea 2/20KajiKita 1/15keggie 2/12laura lau 3/16leftatthetrafficlights 2/24LittleMissDetermined 2/22Makingabobor2 2/15Money Choices 10outoftheviciouscircle 2/15PurplePhoenix62 1/10QueenJessRupacomp 12Saver-uppershort bird 1/20TheScarletPixie 2/20Thevalueofless 2/10try harder 20Newcomers welcome
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Happy New Year everyone! So far so good, every single day has been a NSD, so today is NSD number 3 for me!Debt free journey started 30/08/2023:
CC1 - 5,151.92 now 5,335.15
CC3 - 4,166.15 now 5,345.28
CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
Current outstanding: 16,397.67
Debt free by Jul 2027.
Challenges:
NSD Apr 2025 - 7/20
NST Apr 2025 -
#31 1p savings 2025 £32.40/£667.95
2025 Fashion on the ration - Coupons remaining 43.5/661 -
Not one for me, paid a gardening bill for some structural work. 1
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It was a spend day for me but a planned one so all good. My target quite low at 10 days so already 20% there 🙂
TVOL1 -
Just about to add today as an NSD to my signature.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,524....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £590/£3000
.
Studies/surveys August £32.11
Decluttering items 936
Books read 16
Jigsaws done 9
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
Hi
Had a day at work and no intention of leaving the house now so it's NSD # 3 for me...
Will be food shopping and filling car with diesel ⛽ tomorrow# 36 1p challenge 2024 - £536.60
#13 POYD by Christmas 24 £2875 / 81381 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Total 2/31 aim 16 (spent money yesterday gift and junk food splurge).1
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