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Joyous January's No-Spend Days Challenge!

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  • cathybird
    cathybird Posts: 15,637 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hi HotDog2020, welcome to our lovely thread :)
  • cathybird
    cathybird Posts: 15,637 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Kicking off 2024 with an NSD :)
  • Hi

    First NSD for me..


    Thanks for doing this, it must take you ages
    # 36 1p challenge 2024 - £536.60

    #13 POYD by Christmas 24  £2875 / 8138
  • NSD 1 ticked off, 9 more to my first target. I do have a birthday card to buy either tomorrow or Wednesday and some yeast but will buy them both on the same day. I will be resolute and come out of the shop with only the two things I went in for. 
  • NSD today ☺️
    1/18
  • basketcase
    basketcase Posts: 1,229 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Happy New Year all!  And thanks for doing this @cathybird

    I'm starting the month off with my very first (recorded) NSD.  Whether I get another tomorrow will depend on who pays for lunch - DD or me!

    Like HotDog2020, I'm not counting DDs, petrol or main grocery shops in the total.  I'm hoping this will show me just how much/often on unbudgeted things and help me to control that spending.  Hopefully, like Tvol, I'll go into a shop on the days I do spend and only come out with the things I went in for!
    A budget is like a speed sign - a LIMIT not a TARGET!!

    CHALLENGES

    2025 Declutter:
    1 CONTAINER (box/bag/folder etc) per day; 50/365
    1 FROG (minimum) per week; 6/52
    WEIGHT I'll start with 25 lbs (though I need to lose more!) and see how it goes...🤔 0/25

    2025 NSDs: 15 per MONTH - FEB 4/15; JAN 21/15
    2025 Fashion on the Ration: (carried over from 2024) 10+66 = 76
    2025 Make Do, Mend & Minimise No target, just remember to report!

    AWARDS 💐⭐
  • Not only is it a NSD 1/26 for me today - I also cancelled two D/Ds from bank that I no longer need to pay out for.  A thrifty day! 
  • 1 for me today please - can’t try harder than that  :D
    Starting Debt Total: £10156.43/£9723.43 Current Total
    Total Paid to Date: 4.26%

    SPC 17 #040 - £28.93
    House Pot £1000.55/£2500
    Car Insurance Pot £126.70/£300
    Christmas 2024 Pot £96.57
    Emergency Fund £25.00/500.00
  • cathybird
    cathybird Posts: 15,637 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 2 January 2024 at 12:42AM

    January

    Off to a start = image
    5 days = image
    10 days = image

    15 days = image
    20 days = image

    Target reached = image
    Target beaten = image 

    January targets

    AuntieL 1/12 image

    Balancinglife 1/18 image

    basketcase 1/12 image

    Baxtersmum 12

    beanielou 1/19 image

    blubella 12

    cathybird 1/15 image

    Caeraugirl 1/20 image

    Couldsavemore 1/15 image

    craftingmad 16

    Crazycatlady2 20

    Doily94 1/16 image

    FrugalMum3 1/26 image

    GeorgianaCavendish 15

    Honeysucklelou2 1/10 image

    HotDog2020 1/16 image

    ilovetea 20

    KajiKita 1/15  image

    laura lau 16

    leftatthetrafficlights 24

    LittleMissDetermined 1/22 image

    Makingabobor2 1/15 image

    Money Choices 10

    outoftheviciouscircle 1/15 image

    PurplePhoenix62 1/10 image

    QueenJess

    Rupacomp

    Saver-upper

    short bird 1/20 image

    TheScarletPixie 20

    Thevalueofless 1/10 image

    try harder 20

    Newcomers welcome :)

  • Reporting late - sorry! 1st NSD for me on New Year’s Day…hoping it’s the first of many!
    paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
    2025 savings challenge £0/£2000
    EF £140. Savings 2 £30.00. 17
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