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Joyous January's No-Spend Days Challenge!

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  • cathybird
    cathybird Posts: 15,642 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hi Thevalueofless, welcome to the thread :) and welcome back Money Choices :) So sorry to hear you've been ill, Money Choices - hope you're better now? x
  • Makingabobor2
    Makingabobor2 Posts: 4,213 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Money_Choices said:
    Hi Cathybird
    I’ve been ill for the last few months. I want a nw start in Jan 24. My target for Jan 24 is 10 NSDs

    Money Choices
    Hope you're feeling better  x
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024!      18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £550/£3000
    .
    Fiver Friday '25 #10 £15

    Studies/surveys  August £0

    Decluttering items 756
    Books read    13
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Couldsavemore
    Couldsavemore Posts: 495 Forumite
    Fifth Anniversary 100 Posts Name Dropper
    Hi Cathy Bird

    I need to sort my money out again...

    Could you please put me down for 15.

    For me that's any spending but ignoring my firect debits etc.

    Good luck every one.
    # 36 1p challenge 2024 - £536.60

    #13 POYD by Christmas 24  £2875 / 8138
  • cathybird
    cathybird Posts: 15,642 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hi Couldsavemore :) and welcome to the thread! :):)
  • PurplePhoenix62
    PurplePhoenix62 Posts: 101 Forumite
    10 Posts Name Dropper
    Can I please join with 10 x
    Starting Debt Total: £10156.43/£9723.43 Current Total
    Total Paid to Date: 4.26%

    SPC 17 #040 - £28.93
    House Pot £1000.55/£2500
    Car Insurance Pot £126.70/£300
    Christmas 2024 Pot £96.57
    Emergency Fund £25.00/500.00
  • try_harder
    try_harder Posts: 1,532 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Please could i join in with 20 .Thank you
  • Balancinglife
    Balancinglife Posts: 112 Forumite
    Fifth Anniversary 100 Posts Name Dropper
    Good Morning. Please can I join? Target of 18 NSD.  Thanks 
  • outoftheviciouscircle
    outoftheviciouscircle Posts: 793 Forumite
    Fourth Anniversary 500 Posts Name Dropper
    I'm in please with 15 for this month please
    Total debt when my journey began in December 2022- £66,133.42
    Current debt May 2024- £40,064.57
    Repaid 39.42%

    My Debt Free Wannabe Diary
    https://forums.moneysavingexpert.com/discussion/6411146/the-final-bite-of-the-cherry-journey-to-clear-66k#latest

  • cathybird
    cathybird Posts: 15,642 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hi PurplePhoenix62, try harder, Balancinglife and outoftheviciouscircle, welcome to our lovely thread :):)
  • TheScarletPixie
    TheScarletPixie Posts: 71 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    May I join please?  I need to keep on track and to a strict budget the coming year and anything to help keep me focused and on track will help.  I'm aiming for 20 NSD's for January.  
    2024 Challenges
    January 2024 Grocery Challenge £0/£400, NSD's Jan 3/20, Make £2024 for 2024 Challenge 0/2024, £1 a day for Christmas 2024 £38/£366, Cash envelope challenge #12, Declutter Challenge 47/2024, SPC #042 4.68, 2024 PAD challenge
    Total Debts Dec 23 £115111.20 (5 creditors), Jan 23 £114712.80 (5 creditors)

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