Off to a start =
Joyous January's No-Spend Days Challenge!
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Hello.Can I join please.
Like to go for 20 NSD's. Would like to make them low spend days as wellMake £2024 in 2024 £1161.08
Declutter 2024 things in 2024 1117 /2024. NSD's in Feb Target 20. So far 21/20.
NSD's in Mar. Target 20. So far 21/20NDNSD's in April Target 20.. So far 24/20
NSD's in May so far 7/201 -
cathybird said:hi PurplePhoenix62, try harder, Balancinglife and outoftheviciouscircle, welcome to our lovely threadA budget is like a speed sign - a LIMIT not a TARGET!!
CHALLENGES
2024 Grocery Challenge: Q1 £37.83/£660
2024 NSDs: Jan 1/12
2024 Decluttering 24 containers/month: Jan 10/24
Weight Loss: 0/24lbs
2024 Fashion on the Ration: 0/66
24 for 20243 -
basketcase said:cathybird said:hi PurplePhoenix62, try harder, Balancinglife and outoftheviciouscircle, welcome to our lovely thread
In April I am taking a break from buying: Books
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hi TheScarletPixie and ilovetea, welcome to our lovely thread xxIn April I am taking a break from buying: Books
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Can I join. I need a new start for 2024 so my target for January is 16 NSD pleasePAYDBC24 #8 ~ £10188.211
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Starting the year on a positive note - and NSD for me today 😊
KKAs at 15.04.24:
- When bought house £315,995 mortgage debt and end date at start = October 2039 <gulp>, now £253,994, end date brought closer by 2 months
- OPs to mortgage = £5,965, Interest saved £2,124, to date
- LTV 51% @ccord, 51% Yopa
Fixed rate 2.17% ends October 2024
Read 18 books of target 52 in 2024 (as @ 10th May)
Produce tracker: £25.45 of £300
Watch your thoughts, they become your words. Watch your words, they become your actions. Watch your actions, they become your reality.1 -
January5 days =10 days =15 days =20 days =Target reached =Target beaten =January targetsAuntieL 12Balancinglife 18basketcase 12Baxtersmum 12beanielou 19blubella 12cathybird 15Caeraugirl 20Couldsavemore 15craftingmad 16Crazycatlady2 20Doily94 16FrugalMum3 26GeorgianaCavendish 15Honeysucklelou2 10ilovetea 20KajiKita 1/15laura lau 16leftatthetrafficlights 24LittleMissDetermined 22Makingabobor2 15Money Choices 10outoftheviciouscircle 15PurplePhoenix62 10QueenJessRupacompSaver-uppershort bird 20TheScarletPixie 20Thevalueofless 10try harder 20Newcomers welcome
In April I am taking a break from buying: Books
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Hello - may I join this positive thread please? I haven't posted in ages, but after a big Christmas overspend, being held accountable will help with rebalancing the sad bank account. Aiming for 26 NSDs in January. Thank you x1
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I'd love to join you all too please. Aiming for a no / low spend year and have committed to a savings challenge on another thread, so a NSD target of 20 for me (I'm not going to count DDs for bills).#19 Save £12k in 2024 £5808.21/£12000
May NSD Challenge 7/201 -
hi Frugalmum3 and Caeraugirl, welcome to our lovely thread xxIn April I am taking a break from buying: Books
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