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Joyous January's No-Spend Days Challenge!
Comments
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Hi All
This seems like a good idea to consume less, would like to join the challenge and aim for 12 NSDs. So far I've done 2 for January.January NSD 7/12
Debtfree 0/£30001 -
early call for today's NSD!Debt free journey started 30/08/2023:
CC1 - 5,151.92 now 5,335.15
CC3 - 4,166.15 now 5,345.28
CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
Current outstanding: 16,397.67
Debt free by Jul 2027.
Challenges:
NSD Apr 2025 - 7/20
NST Apr 2025 -
#31 1p savings 2025 £32.40/£667.95
2025 Fashion on the ration - Coupons remaining 43.5/661 -
Haven't bagged one today as had food delivery and filled up car - hopefully for the month but have a 4 hour round trip to deliver DS1 back to Uni next week, so we shall see...
Our kettle has been on the way out for a few weeks, and in a rare moment of good timing has chosen today to die. While I'm annoyed to have to splash out on a new one so soon into my low / no spend January, I'm also pleased that it coincided with a spend day lol!
Returned everything ordered in the Next sale as they were wants, not needs, and picked up the last thing ordered - a crochet set that was a bargain in readiness for a niece's birthday - and paid it off account today.#21 Save £12k in 2025 £19277.35/£200001 -
January Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
January targetsAuntieL 3/12
Balancinglife 4/18
basketcase 1/12
Baxtersmum 12beanielou 4/19
blubella 12BudgetingBelinda 3/15
cathybird 3/15
Caeraugirl 3/20
Couldsavemore 3/15
craftingmad 16Crazycatlady2 20Doily94 3/16
Dorothy707 2/12
Flying By 1/10
FrugalMum3 1/26
GeorgianaCavendish 15Hawley Gryphon 10Honeysucklelou2 1/10
HotDog2020 2/16
ilovetea 4/20
KajiKita 1/15
keggie 3/12
laura lau 5/16
leftatthetrafficlights 3/24
lianne1984 2/10
LittleMissDetermined 3/22
Makingabobor2 3/15
Money Choices 10MrsCautious 3/20
outoftheviciouscircle 4/15
PurplePhoenix62 2/10
QueenJessRupacomp 12Saver-uppershort bird 2/20
SpruceDog 12TheScarletPixie 2/20
Thevalueofless 3/10
try harder 20Newcomers welcome
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I have an emergency dentist appointment therefore will stay on 2/5 😒 aim 16/311
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hi Flying By and Dorothy707, welcome to our lovely thread

1 -
So today could technically be a no spend day as have brought my cousin and her son to a farm for the day as a late XMAS gift. Was from last year’s budget and even managed a coffee and cake from the last of 2023 gifting budget.Not counting as one of my 12 though!GC 2024 £1445.91/£3000
GC July 24 £0/£250
#16 XMAS 2024 £300:£366
Surveys £32.051 -
One more to add making 3/5Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,084....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £850/£3000
.
Studies/surveys November £0
Decluttering items 1382/2025
Books read 20
Jigsaws done 18
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up0 -
Yesterday was a spend day but I am declaring day number 4 early today!!Total debt when my journey began in December 2022- £66,133.42
Current debt May 2024- £40,064.57
Repaid 39.42%1 -
NSD number 4 I think. Posted e-bay sales but buyers had paid the postage. So can I count it?
ilovetea xx
Make £2024 in 2024 £1161.08
Declutter 2024 things in 2024 1522/2024.
NSD's in August 11/201
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