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Joyous January's No-Spend Days Challenge!
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Hi All
This seems like a good idea to consume less, would like to join the challenge and aim for 12 NSDs. So far I've done 2 for January.January NSD 7/12
Debtfree 0/£30001 -
early call for today's NSD!Debt free journey started 30/08/2023:
CC1 - 5,151.92 now 5,335.15
CC3 - 4,166.15 now 5,345.28
CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
Current outstanding: 16,397.67
Debt free by Jul 2027.
Challenges:
NSD Apr 2025 - 7/20
NST Apr 2025 -
#31 1p savings 2025 £32.40/£667.95
2025 Fashion on the ration - Coupons remaining 43.5/661 -
Haven't bagged one today as had food delivery and filled up car - hopefully for the month but have a 4 hour round trip to deliver DS1 back to Uni next week, so we shall see...
Our kettle has been on the way out for a few weeks, and in a rare moment of good timing has chosen today to die. While I'm annoyed to have to splash out on a new one so soon into my low / no spend January, I'm also pleased that it coincided with a spend day lol!
Returned everything ordered in the Next sale as they were wants, not needs, and picked up the last thing ordered - a crochet set that was a bargain in readiness for a niece's birthday - and paid it off account today.#21 Save £12k in 2025 £16977.35/£20000
August NSD Challenge 2/101 -
January Off to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =January targetsAuntieL 3/12Balancinglife 4/18basketcase 1/12Baxtersmum 12beanielou 4/19blubella 12BudgetingBelinda 3/15cathybird 3/15Caeraugirl 3/20Couldsavemore 3/15craftingmad 16Crazycatlady2 20Doily94 3/16Dorothy707 2/12Flying By 1/10FrugalMum3 1/26GeorgianaCavendish 15Hawley Gryphon 10Honeysucklelou2 1/10HotDog2020 2/16ilovetea 4/20KajiKita 1/15keggie 3/12laura lau 5/16leftatthetrafficlights 3/24lianne1984 2/10LittleMissDetermined 3/22Makingabobor2 3/15Money Choices 10MrsCautious 3/20outoftheviciouscircle 4/15PurplePhoenix62 2/10QueenJessRupacomp 12Saver-uppershort bird 2/20SpruceDog 12TheScarletPixie 2/20Thevalueofless 3/10try harder 20Newcomers welcome
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I have an emergency dentist appointment therefore will stay on 2/5 😒 aim 16/311
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hi Flying By and Dorothy707, welcome to our lovely thread1
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So today could technically be a no spend day as have brought my cousin and her son to a farm for the day as a late XMAS gift. Was from last year’s budget and even managed a coffee and cake from the last of 2023 gifting budget.Not counting as one of my 12 though!GC 2024 £1445.91/£3000
GC July 24 £0/£250
#16 XMAS 2024 £300:£366
Surveys £32.051 -
One more to add making 3/5Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
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Fiver Friday '25 #10 £15
Studies/surveys August £0
Decluttering items 756
Books read 13
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up0 -
Yesterday was a spend day but I am declaring day number 4 early today!!Total debt when my journey began in December 2022- £66,133.42
Current debt May 2024- £40,064.57
Repaid 39.42%1 -
NSD number 4 I think. Posted e-bay sales but buyers had paid the postage. So can I count it?
ilovetea xx
Make £2024 in 2024 £1161.08
Declutter 2024 things in 2024 1522/2024.
NSD's in August 11/201
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