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Joyous January's No-Spend Days Challenge!
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NSD.today. Up to 7 now.
ilovetea xxMake £2024 in 2024 £1161.08
Declutter 2024 things in 2024 1522/2024.
NSD's in August 11/201 -
Just realised I forgot to declare 1 for yesterdayMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
.
Fiver Friday '25 #10 £15
Studies/surveys August £0
Decluttering items 756
Books read 13
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
January Off to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =January targetsAuntieL 6/12Balancinglife 6/18basketcase 1/12Baxtersmum 12beanielou 8/19blubella 12BudgetingBelinda 6/15cathybird 6/15Caeraugirl 5/20Couldsavemore 5/15craftingmad 16Crazycatlady2 7/20Doily94 4/16Dorothy707 5/12Flying By 2/10FrugalMum3 1/26GeorgianaCavendish 4/15Hawley Gryphon 10Honeysucklelou2 3/10HotDog2020 4/16ilovetea 7/20KajiKita 4/15keggie 4/12laura lau 6/16leftatthetrafficlights 3/24lianne1984 3/10LittleMissDetermined 6/22Makingabobor2 4/15Money Choices 10MrsCautious 8/20outoftheviciouscircle 6/15PurplePhoenix62 4/10QueenJessRupacomp 3/12Saver-uppershort bird 4/20SpruceDog 12TheScarletPixie 2/20Thevalueofless 3/10try harder 20Newcomers welcome
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Late reporting again sorry- Thursday (4th) was a NSD as was Sunday (7th) making 3/10 so far.paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
2025 savings challenge £0/£2000 EF £140. Savings 2 £30.00. 171 -
Well done Dorothy707, beanie, AuntieL, LittleMissDetermined, keggie, laura lau, BudgetingBelinda, Balancinglife, KajiKita, Crazycatlady2, MrsCautious, ilovetea, Makingabobor2 and Honeysucklelou25
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Staying at 4/8 for Monday, as I last minute bought some choccy stuff, naughty naughty!2
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Calling today nice and early as I'm just in from a night shift, so will be sleeping then just pottering around before work so that puts me at 4/10 now pleaseStarting Debt Total: £10156.43/£9723.43 Current Total
Total Paid to Date: 4.26%
SPC 17 #040 - £28.93
House Pot £1000.55/£2500
Car Insurance Pot £126.70/£300
Christmas 2024 Pot £96.57
Emergency Fund £25.00/500.001 -
Hello all, thanks for continued inspiration. 🤩 NSD number 8 for me today. Thank you @cathybird x2
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still 4/9 owed to early morning spend MD pressie £33.95 - I may buy a card today also while it is a spend day.1
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1
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