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Joyous January's No-Spend Days Challenge!
Comments
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NSD.today. Up to 7 now.
ilovetea xxMake £2024 in 2024 £1161.08
Declutter 2024 things in 2024 1522/2024.
NSD's in August 11/201 -
Just realised I forgot to declare 1 for yesterdayMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £27,864....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule.Challenges
EF #68 £900/£3000
.
Studies/surveys December £45.08
Decluttering items 1386/2025
Books read 22
Jigsaws done 18
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
January Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
January targetsAuntieL 6/12
Balancinglife 6/18
basketcase 1/12
Baxtersmum 12beanielou 8/19
blubella 12BudgetingBelinda 6/15
cathybird 6/15
Caeraugirl 5/20
Couldsavemore 5/15
craftingmad 16Crazycatlady2 7/20
Doily94 4/16
Dorothy707 5/12
Flying By 2/10
FrugalMum3 1/26
GeorgianaCavendish 4/15
Hawley Gryphon 10Honeysucklelou2 3/10
HotDog2020 4/16
ilovetea 7/20
KajiKita 4/15
keggie 4/12
laura lau 6/16
leftatthetrafficlights 3/24
lianne1984 3/10
LittleMissDetermined 6/22
Makingabobor2 4/15
Money Choices 10MrsCautious 8/20
outoftheviciouscircle 6/15
PurplePhoenix62 4/10
QueenJessRupacomp 3/12
Saver-uppershort bird 4/20
SpruceDog 12TheScarletPixie 2/20
Thevalueofless 3/10
try harder 20Newcomers welcome
1 -
Late reporting again sorry- Thursday (4th) was a NSD as was Sunday (7th) making 3/10 so far.paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
2025 savings challenge £0/£2000 EF £140. Savings 2 £30.00. 171 -
Well done Dorothy707, beanie, AuntieL, LittleMissDetermined, keggie, laura lau, BudgetingBelinda, Balancinglife, KajiKita, Crazycatlady2, MrsCautious, ilovetea, Makingabobor2 and Honeysucklelou2


5 -
Staying at 4/8 for Monday, as I last minute bought some choccy stuff, naughty naughty!2
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Calling today nice and early as I'm just in from a night shift, so will be sleeping then just pottering around before work so that puts me at 4/10 now please
Starting Debt Total: £10156.43/£9723.43 Current Total
Total Paid to Date: 4.26%
SPC 17 #040 - £28.93
House Pot £1000.55/£2500
Car Insurance Pot £126.70/£300
Christmas 2024 Pot £96.57
Emergency Fund £25.00/500.001 -
Hello all, thanks for continued inspiration. 🤩 NSD number 8 for me today. Thank you @cathybird x2
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still 4/9 owed to early morning spend MD pressie £33.95 - I may buy a card today also while it is a spend day.1
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1
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