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Joyous January's No-Spend Days Challenge!

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  • ilovetea
    ilovetea Posts: 1,272 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    NSD.today. Up to 7 now. 

        ilovetea  xx
    Make £2024 in 2024 £1161.08
    Declutter 2024 things in 2024 1522/2024.
    NSD's in August 11/20
  • Just realised I forgot to declare 1 for yesterday 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £550/£3000
    .
    Fiver Friday '25 #10 £15

    Studies/surveys  August £0

    Decluttering items 756

    Books read    13
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • cathybird
    cathybird Posts: 15,650 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 9 January 2024 at 2:25PM
    January

    Off to a start = image
    5 days = image
    10 days = image

    15 days = image
    20 days = image
    Target reached = image
    Target beaten = image 

    January targets

    AuntieL 6/12 imageimage

    Balancinglife 6/18 imageimage

    basketcase 1/12 image

    Baxtersmum 12

    beanielou 8/19 imageimage

    blubella 12

    BudgetingBelinda 6/15 imageimage

    cathybird 6/15 imageimage

    Caeraugirl 5/20 imageimage

    Couldsavemore 5/15 imageimage

    craftingmad 16

    Crazycatlady2 7/20 imageimage

    Doily94 4/16 imageimage

    Dorothy707 5/12 image

    Flying By 2/10 image

    FrugalMum3 1/26 image

    GeorgianaCavendish 4/15 image

    Hawley Gryphon 10

    Honeysucklelou2 3/10 image

    HotDog2020 4/16 image

    ilovetea 7/20 imageimage

    KajiKita 4/15  image

    keggie 4/12 image

    laura lau 6/16 imageimage

    leftatthetrafficlights 3/24 image

    lianne1984 3/10 image

    LittleMissDetermined 6/22 imageimage

    Makingabobor2 4/15 image

    Money Choices 10

    MrsCautious 8/20 imageimage

    outoftheviciouscircle 6/15 imageimage

    PurplePhoenix62 4/10 image

    QueenJess

    Rupacomp 3/12 image

    Saver-upper

    short bird 4/20 image

    SpruceDog 12

    TheScarletPixie 2/20 image

    Thevalueofless 3/10 image

    try harder 20

    Newcomers welcome :)

  • Late reporting again sorry- Thursday (4th) was a NSD as was Sunday (7th) making 3/10 so far.
    paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
    2025 savings challenge £0/£2000
    EF £140. Savings 2 £30.00. 17
  • HotDog2020
    HotDog2020 Posts: 593 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Staying at 4/8 for Monday, as I last minute bought some choccy stuff, naughty naughty!
  • Calling today nice and early as I'm just in from a night shift, so will be sleeping then just pottering around before work so that puts me at 4/10 now please :)
    Starting Debt Total: £10156.43/£9723.43 Current Total
    Total Paid to Date: 4.26%

    SPC 17 #040 - £28.93
    House Pot £1000.55/£2500
    Car Insurance Pot £126.70/£300
    Christmas 2024 Pot £96.57
    Emergency Fund £25.00/500.00
  • MrsCautious
    MrsCautious Posts: 1,621 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hello all, thanks for continued inspiration. 🤩 NSD number 8 for me today. Thank you @cathybird x
  • HotDog2020
    HotDog2020 Posts: 593 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    still 4/9 owed to early morning spend MD pressie £33.95 - I may buy a card today also while it is a spend day.
  • beanielou
    beanielou Posts: 95,578 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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