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Joyous January's No-Spend Days Challenge!

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  • cathybird
    cathybird Posts: 15,657 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Flying_By said:
    Today I'm declaring NSD No 2/10, it was hard work avoiding the shops but I gritted my teetch and headed for home!
    @Flying_By I think you're on 3 today! x :)
  • laura_lau
    laura_lau Posts: 682 Forumite
    Seventh Anniversary 500 Posts Photogenic Name Dropper
    An unexpected NSD for me today, as my train line was closed due to a serious incident a couple of stations later, so I came back home and worked from here. 

    Debt free journey started 30/08/2023:

    CC1 - 5,151.92 now 5,335.15
    CC3 - 4,166.15 now 5,345.28
    CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
    Current outstanding: 16,397.67
    Debt free by Jul 2027.

    Challenges:
    NSD Apr 2025 - 7/20
    NST Apr 2025 - 
    #31 1p savings 2025 £32.40/£667.95
    2025 Fashion on the ration - Coupons remaining 43.5/66
  • AuntieL
    AuntieL Posts: 373 Forumite
    100 Posts Second Anniversary Name Dropper Photogenic
    NSD for me today 
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    August 2025 NSD Challenge 1/18

    MFW 2025 #45
    Jan 2016 Mortgage = £149,895
    Current outstanding = £97,725
    2024 Overpayment = £675.66
    2025 Overpayment = £593/£700
  • cathybird
    cathybird Posts: 15,657 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 10 January 2024 at 6:34PM
    January

    Off to a start = image
    5 days = image
    10 days = image

    15 days = image
    20 days = image
    Target reached = image
    Target beaten = image 

    January targets

    AuntieL 7/12 imageimage

    Balancinglife 7/18 imageimage

    basketcase 1/12 image

    Baxtersmum 12

    beanielou 8/19 imageimage

    blubella 12

    BudgetingBelinda 7/15 imageimage

    cathybird 7/15 imageimage

    Caeraugirl 6/20 imageimage

    Couldsavemore 5/15 imageimage

    craftingmad 16

    Crazycatlady2 7/20 imageimage

    Doily94 4/16 imageimage

    Dorothy707 5/12 image

    Flying By 3/10 image

    FrugalMum3 1/26 image

    GeorgianaCavendish 5/15 imageimage

    Hawley Gryphon 10

    Honeysucklelou2 3/10 image

    HotDog2020 4/16 image

    ilovetea 8/20 imageimage

    KajiKita 4/15  image

    keggie 4/12 image

    laura lau 7/16 imageimage

    leftatthetrafficlights 3/24 image

    lianne1984 3/10 image

    LittleMissDetermined 8/22 imageimage

    Makingabobor2 5/15 imageimage

    Money Choices 10

    MrsCautious 8/20 imageimage

    outoftheviciouscircle 6/15 imageimage

    PurplePhoenix62 4/10 image

    QueenJess

    Rupacomp 3/12 image

    Saver-upper

    short bird 5/20 imageimage

    SpruceDog 12

    TheScarletPixie 2/20 image

    Thevalueofless 4/10 image

    try harder 20

    Newcomers welcome :)

  • ilovetea
    ilovetea Posts: 1,272 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    NSD  number 8 today.
    Went and posted e-b@y parcels. No cost to me.
    Went to Gr@ggs for a friend. Didn't buy anything.
    Went into charity shop to see a friend. Didn't buy anything there either! :)

         ilovetea. xx
    Make £2024 in 2024 £1161.08
    Declutter 2024 things in 2024 1522/2024.
    NSD's in August 11/20
  • Makingabobor2
    Makingabobor2 Posts: 4,220 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Another one today, up to 5/15 now
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024!      18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £550/£3000
    .

    Studies/surveys  August £7.48

    Decluttering items 771
    Books read    14
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • lianne1984
    lianne1984 Posts: 303 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    No NSD today, I needed chocolate, I have no excuse!  o:):D
    February NSDs: 0 / 10
    February PADs:  2 / 29
    February Groceries Challenge: £59 / £250
    February Make £5 a Day: £255 / £145
    Current Debt: £3159  | CC £1490 | N £571 | C £725 | E £373
    Weight Loss Challenge 2024: 0 lbs

  • cathybird
    cathybird Posts: 15,657 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    lianne1984 said:
    No NSD today, I needed chocolate, I have no excuse!  o:):D
    Sometimes chocolate is necessary! :smiley:
  • cathybird
    cathybird Posts: 15,657 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done PurplePhoenix62, MrsCautious, beanie, LittleMissDetermined, short bird, Caeraugirl, GeorgianaCavendish, BudgetingBelinda, Thevalueofless, Balancinglife, Flying By, laura lau, AuntieL, ilovetea and Makingabobor2 imageimageimage
  • LittleMissDetermined
    LittleMissDetermined Posts: 9,657 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Photogenic
    Morning! An early call for me today as I've no opportunity nor inclination to spend. I'm saving as much as I can this month
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
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