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Joyous January's No-Spend Days Challenge!
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I am afraid I am staying put on 4/10 junk food (aim 16/31) I need to turn this around now, desperate to get to 5!1
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January Off to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =January targetsAuntieL 8/12Balancinglife 8/18basketcase 1/12Baxtersmum 12beanielou 9/19blubella 12BudgetingBelinda 8/15cathybird 7/15Caeraugirl 6/20Couldsavemore 5/15craftingmad 16Crazycatlady2 8/20Doily94 4/16Dorothy707 6/12Flying By 4/10FrugalMum3 1/26GeorgianaCavendish 6/15Hawley Gryphon 10Honeysucklelou2 3/10HotDog2020 4/16ilovetea 9/20KajiKita 4/15keggie 5/12laura lau 7/16leftatthetrafficlights 3/24lianne1984 3/10LittleMissDetermined 8/22Makingabobor2 5/15Money Choices 10MrsCautious 8/20outoftheviciouscircle 6/15PurplePhoenix62 6/10QueenJessRupacomp 9/12Saver-uppershort bird 5/20SpruceDog 12TheScarletPixie 2/20Thevalueofless 4/10try harder 20Newcomers welcome
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8/15
woooop the mon, tues, weds are really working for NSD’s.
Emergency Fund: 1000/2000August Grocery Challenge: 208/550
S&S ISA: £420
Save 12k in 2025: #10 1200/10000
100 steps challenge.. to be where you want to be in 2025:
EF 60/100 (1 step= £20)
holiday 0/100 (1 step= £30)
savings 4/100 (1 step= £50)
2025 diary: https://forums.moneysavingexpert.com/discussion/6576803/a-fresh-start-a-year-of-growth-and-balance/p1?new=1
old diary becoming DMP free in 2024: https://forums.moneysavingexpert.com/discussion/6495850/freedom-and-independence/p11 -
NSD
8/18 ☺️0 -
Claiming NSD number 9.
Bought groceries but only those that were needed. No treats. Oh and cat food, Def a priority to keep the old girl happy.
ilovetea xx
Make £2024 in 2024 £1161.08
Declutter 2024 things in 2024 1522/2024.
NSD's in August 11/201 -
Nsd yesterday... Not today though!Savings goal by 31/12/24: £22000
Dec 23: £6945.231 -
Well done LittleMissDetermined, Dorothy707, beanie, Crazycatlady2, AuntieL, Flying By, GeorgianaCavendish, PurplePhoenix62, keggie, BudgetingBelinda, Balancinglife, ilovetea and Rupacomp1
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Thanks to still being night shifts and knowing I don't need to buy anything when I wake up later, calling today as 6/10 nice and earlyStarting Debt Total: £10156.43/£9723.43 Current Total
Total Paid to Date: 4.26%
SPC 17 #040 - £28.93
House Pot £1000.55/£2500
Car Insurance Pot £126.70/£300
Christmas 2024 Pot £96.57
Emergency Fund £25.00/500.001 -
After spending on Monday & Tuesday I finally got another NSD for yesterday, feels good!January NSD 7/12
Debtfree 0/£30001 -
Not one for me today, I've decided to go and have my nails done this evening.
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25711
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