📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Joyous January's No-Spend Days Challenge!

Options
1242527293065

Comments

  • Flying_By
    Flying_By Posts: 274 Forumite
    Part of the Furniture 100 Posts Name Dropper
    Oh darn it! Fell off the wagon today  :/  Will be back tomorrow!
  • KajiKita
    KajiKita Posts: 7,686 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Catching up with myself (been a tough week) ….
    Day before yesterday = NSD
    Yesterday = not an NSD - car repairs 
    Today = NSD! 😊

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • cathybird
    cathybird Posts: 15,652 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 12 January 2024 at 12:03AM
    January

    Off to a start = image
    5 days = image
    10 days = image

    15 days = image
    20 days = image
    Target reached = image
    Target beaten = image 

    January targets

    AuntieL 8/12 imageimage

    Balancinglife 8/18 imageimage

    basketcase 1/12 image

    Baxtersmum 12

    beanielou 10/19 imageimageimage

    bloomfelt 10

    blubella 12

    BudgetingBelinda 8/15 imageimage

    cathybird 8/15 imageimage

    Caeraugirl 7/20 imageimage

    Couldsavemore 5/15 imageimage

    craftingmad 16

    Crazycatlady2 8/20 imageimage

    Doily94 4/16 imageimage

    Dorothy707 6/12 imageimage

    Flying By 4/10 image

    FrugalMum3 1/26 image

    GeorgianaCavendish 6/15 imageimage

    Hawley Gryphon 10

    Honeysucklelou2 3/10 image

    HotDog2020 5/16 imageimage

    ilovetea 9/20 imageimageimage

    KajiKita 6/15  imageimage

    keggie 6/12 imageimage

    laura lau 7/16 imageimage

    leftatthetrafficlights 3/24 image

    lianne1984 3/10 image

    LittleMissDetermined 8/22 imageimage

    Makingabobor2 6/15 imageimage

    Money Choices 10

    MrsCautious 9/20 imageimage

    outoftheviciouscircle 6/15 imageimage

    PurplePhoenix62 6/10 imageimage

    QueenJess

    Rupacomp 9/12 imageimage

    Saver-upper

    short bird 6/20 imageimage

    SpruceDog 12

    TheScarletPixie 2/20 image

    Thevalueofless 5/10 imageimage

    try harder 20

    Newcomers welcome :)

  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • ilovetea
    ilovetea Posts: 1,272 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    NSD  number 10 today. That's a good thing about not going out. Can't spend anything  :)

    Might have a spend day tomorrow.

      ilovetea  xx
    Make £2024 in 2024 £1161.08
    Declutter 2024 things in 2024 1522/2024.
    NSD's in August 11/20
  • Hi @cathybird Thankyou for the thread. I'm a bit late to the party but after being AWOL for quite some time i really need to find some focus again and I know that the challenges give me some accountability. I'd like to try for 10 days between now and the end of the month not including bill direct debits, fuel and shopping that's within my grocery budget. Unfortunately I met a colleague for coffee today and it was my turn to pay so still on 0 for a minute. 
    January NSD8/10
  • keggie
    keggie Posts: 344 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Managed a NSD today - all thanks to the ASDA petrol station shop being shut. Had to pay at pump for my petrol and hence couldn’t buy any of the crisps I was craving. Not counting petrol as a spend as can’t get to work without it!

    #16 6/12
    GC 2024 £1445.91/£3000
    GC July 24 £0/£250
    #16 XMAS 2024 £300:£366
    Surveys £32.05
  • cathybird
    cathybird Posts: 15,652 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    bloomfelt said:
    Hi @cathybird Thankyou for the thread. I'm a bit late to the party but after being AWOL for quite some time i really need to find some focus again and I know that the challenges give me some accountability. I'd like to try for 10 days between now and the end of the month not including bill direct debits, fuel and shopping that's within my grocery budget. Unfortunately I met a colleague for coffee today and it was my turn to pay so still on 0 for a minute. 
    hi there bloomfelt, welcome back to our lovely thread! :):)
  • cathybird
    cathybird Posts: 15,652 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    @KajiKita, sorry to hear you've had a tough week xx 
  • cathybird
    cathybird Posts: 15,652 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done PurplePhoenix62, Dorothy707, short bird, Caeraugirl, Thevalueofless, MrsCautious, HotDog2020, Makingabobor2, KajiKita, beanie, ilovetea and keggie imageimageimage
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.2K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.