
We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Joyous January's No-Spend Days Challenge!
Options
Comments
-
Nsd yesterday, unlikely to have one today though as out and about. But let's see!Savings goal by 31/12/24: £22000
Dec 23: £6945.231 -
Also I think my total is showing wrong... Think I'm at 4 rather than 9 (I wish - this month is proving way too costly!)Savings goal by 31/12/24: £22000
Dec 23: £6945.231 -
NSD Saturday 😀0
-
9/15
After yesterday’s disastrous shopping another NSD for me to try and get back in the game.Emergency Fund: 1000/2000August Grocery Challenge: 208/550
S&S ISA: £420
Save 12k in 2025: #10 1200/10000
100 steps challenge.. to be where you want to be in 2025:
EF 60/100 (1 step= £20)
holiday 0/100 (1 step= £30)
savings 4/100 (1 step= £50)
2025 diary: https://forums.moneysavingexpert.com/discussion/6576803/a-fresh-start-a-year-of-growth-and-balance/p1?new=1
old diary becoming DMP free in 2024: https://forums.moneysavingexpert.com/discussion/6495850/freedom-and-independence/p10 -
Day 8, although it was a close run thing!‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.0 -
I am staying on 6/13 aim 16/31.0
-
Not one for me, had a lovely lunch out with friends1
-
January Off to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =January targetsAuntieL 8/12Balancinglife 8/18basketcase 1/12Baxtersmum 12beanielou 11/19bloomfelt 10blubella 12BudgetingBelinda 9/15cathybird 9/15Caeraugirl 7/20Couldsavemore 5/15craftingmad 16Crazycatlady2 10/20Doily94 4/16Dorothy707 6/12Flying By 5/10FrugalMum3 1/26GeorgianaCavendish 6/15Hawley Gryphon 10Honeysucklelou2 3/10HotDog2020 6/16ilovetea 10/20KajiKita 7/15keggie 7/12laura lau 8/16leftatthetrafficlights 10/24lianne1984 3/10LittleMissDetermined 9/22Makingabobor2 6/15Money Choices 10MrsCautious 11/20outoftheviciouscircle 11/15PurplePhoenix62 6/10QueenJessRupacomp 4/12Saver-uppershort bird 8/20SpruceDog 12TheScarletPixie 2/20Thevalueofless 5/10try harder 20Newcomers welcome
1 -
Not today - had lunch with a fiend in our favourite garden centre - aka the Great Temptation! (I didn’t spend a lot though 😊).
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.1K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.1K Work, Benefits & Business
- 599.2K Mortgages, Homes & Bills
- 177K Life & Family
- 257.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards