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Joyous January's No-Spend Days Challenge!

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  • short_bird
    short_bird Posts: 4,021 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Early call for day 9.
    ‘Keep your eye on the donut and not on the hole.’ David Lynch.
    "It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
  • 1 today so 7/10 x 
    Starting Debt Total: £10156.43/£9723.43 Current Total
    Total Paid to Date: 4.26%

    SPC 17 #040 - £28.93
    House Pot £1000.55/£2500
    Car Insurance Pot £126.70/£300
    Christmas 2024 Pot £96.57
    Emergency Fund £25.00/500.00
  • cathybird
    cathybird Posts: 15,652 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 14 January 2024 at 10:15PM
    January

    Off to a start = image
    5 days = image
    10 days = image

    15 days = image
    20 days = image
    Target reached = image
    Target beaten = image 

    January targets

    AuntieL 9/12 imageimage

    Balancinglife 8/18 imageimage

    basketcase 1/12 image

    Baxtersmum 12

    beanielou 12/19 imageimageimage

    bloomfelt 10

    blubella 12

    BudgetingBelinda 9/15 imageimage

    cathybird 10/15 imageimageimage

    Caeraugirl 8/20 imageimage

    Couldsavemore 8/15 imageimage

    craftingmad 16

    Crazycatlady2 11/20 imageimageimage

    Doily94 4/16 imageimage

    Dorothy707 6/12 imageimage

    Flying By 6/10 image

    FrugalMum3 1/26 image

    GeorgianaCavendish 6/15 imageimage

    Hawley Gryphon 4/10 image

    Honeysucklelou2 3/10 image

    HotDog2020 6/16 imageimage

    ilovetea 11/20 imageimageimage

    KajiKita 8/15  imageimage

    keggie 7/12 imageimage

    laura lau 8/16 imageimage

    leftatthetrafficlights 12/24 imageimageimage

    lianne1984 3/10 image

    LittleMissDetermined 10/22 imageimageimage

    Makingabobor2 6/15 imageimage

    Money Choices 10

    MrsCautious 12/20 imageimageimage

    outoftheviciouscircle 11/15 imageimageimage

    PurplePhoenix62 7/10 imageimage

    QueenJess

    Rupacomp 4/12 image

    Saver-upper

    short bird 9/20 imageimage

    SpruceDog 12

    TheScarletPixie 2/20 image

    Thevalueofless 7/10 imageimage

    try harder 20

    Newcomers welcome :)

  • Ok so far this month I've had quite a few days when there's been hardly any spend, but it's not NO spend, so I've not included them. Therefore the only days where there's no spend whatsoever is currently 4.

    3rd = NSD
    5th = NSD
    9th = NSD
    11th = NSD

    Do something today that your future self will thank you for.


    2024 1p Challenge #56 = £30.00
  • Saturday and Sunday both no spend days for me so 7 out of my target of 10.

    TVOL
    7/10
  • NSD SUNDAY should be a few more to add as need nothing this week that I can think of 
  • KajiKita
    KajiKita Posts: 7,685 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    NSD Sunday here 😊

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • One for me today please 
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • AuntieL
    AuntieL Posts: 370 Forumite
    100 Posts Second Anniversary Name Dropper Photogenic
    An NSD for me today 😁
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    June 2025 NSD Challenge 1/18

    MFW 2025 #45
    Jan 2016 Mortgage = £149,895
    Current outstanding = £97,725
    2024 Overpayment = £675.66
    2025 Overpayment = £529/£700
  • Up to 12 today 😁
    DNF: £708.92/£1000
    JSF: £708.58/£1000

    Winter season grocery budget: £600.85/£900

    Weight loss challenge 2024: 11/24lbs
    1st quarter start:9st 13.1lb
    2nd quarter start:9st 9.2 lb
    3rd quarter start: 9st 6.8 lb
    4th quarter start: 9st 10.2 lb
    End weight: 8st 13lb

    'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'

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