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Joyous January's No-Spend Days Challenge!
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Hi
Reporting 7 NSDs/10. These were 1,2,5,6,7,11 and 13 Jan.
Money Choices3-6 months Emergency Fund challenge No 81 £700/£2,400. NSD challenge 25 Jan 9/10 NSDs, Feb 10/10 NSDs, March 10/10 NSDs, April 9/10 NSDs, May 0/0 NSDs, June 5/12 NSDS.
Grocery Challenge 25 Jan £20/50, Feb £60/£100, March £229.48/£300, April £173.81/£120, May £0/£0, June £88.24/£150.001 -
January Off to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =January targetsAuntieL 9/12Balancinglife 9/18basketcase 1/12Baxtersmum 12beanielou 14/19bloomfelt 10blubella 12BudgetingBelinda 9/15cathybird 11/15Caeraugirl 9/20Couldsavemore 8/15craftingmad 16Crazycatlady2 12/20Doily94 4/16Dorothy707 6/12Flying By 6/10FrugalMum3 1/26GeorgianaCavendish 6/15Hawley Gryphon 4/10Honeysucklelou2 3/10HotDog2020 7/16ilovetea 13/20KajiKita 9/15keggie 9/12laura lau 10/16leftatthetrafficlights 12/24lianne1984 5/10LittleMissDetermined 11/22Makingabobor2 6/15Money Choices 7/10MrsCautious 14/20outoftheviciouscircle 11/15PurplePhoenix62 8/10QueenJessRupacomp 4/12Saver-upperSecondStar 14/TFshort bird 9/20SpruceDog 12TheScarletPixie 2/20Thevalueofless 8/10try harder 20Newcomers welcome
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Well done LittleMissDetermined, MrsCautious, keggie, beanie, laura lau, Crazycatlady2, HotDog2020, KajiKita, lianne1984, ilovetea, Caeraugirl and Money Choices2
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Hello, NSD number 14 today, a friend is doing my hair, she is insisting on me not paying her so I will spend soon to get her something!1
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If you could pop me down to join, that would be lovely!
NSD yesterday, and anticipating the same today, as I’m WFH, then have online therapy this afternoon, and then my partner is coming over. Which will make 14/16.‘When you only have two pennies left in the world, spend one on bread and the other on flowers. The bread will sustain life, the flowers will give you a reason to live.’Frugal living in 2024.
Frugal living in 2025.
261 No Spend Days in 2024!
3-month Emergency Fund: £3,500 / £3,500 - DONE!1k Pet Emergency Fund - £1,000 / £1,000 - DONE!
Nationwide 1 year 6.5% Savings - £600 / £2,4001 -
Calling today as 8/10 nice and early, no reason to go anywhere before or after my late shift at workStarting Debt Total: £10156.43/£9723.43 Current Total
Total Paid to Date: 4.26%
SPC 17 #040 - £28.93
House Pot £1000.55/£2500
Car Insurance Pot £126.70/£300
Christmas 2024 Pot £96.57
Emergency Fund £25.00/500.001 -
And Tuesday is day 10...‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.0 -
SecondStar said:If you could pop me down to join, that would be lovely!
NSD yesterday, and anticipating the same today, as I’m WFH, then have online therapy this afternoon, and then my partner is coming over. Which will make 14/16.I've put you down as TF (target free), but if you want to set a target for the month, feel free to say!
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Monday ended up being a spend day - popped into Asda for bread flour and ginger paste which would have been exempt as groceries but spotted a skirt in the sale for only £2 which I could not resist. Today (Tuesday) is a no spend day though which takes me up to 8/10.
TVOL
8/10
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