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Joyous January's No-Spend Days Challenge!

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  • Hi
    Reporting  7 NSDs/10. These were 1,2,5,6,7,11 and 13 Jan.

    Money Choices
    3-6 months Emergency Fund challenge No 81 £700/£2,400. NSD challenge 25 Jan 9/10 NSDs, Feb 10/10 NSDs, March 10/10 NSDs, April 9/10 NSDs, May 0/0 NSDs, June 5/12 NSDS.
    Grocery Challenge 25 Jan £20/50, Feb £60/£100, March £229.48/£300, April £173.81/£120, May £0/£0, June £88.24/£150.00
  • cathybird
    cathybird Posts: 15,650 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 16 January 2024 at 9:58PM
    January

    Off to a start = image
    5 days = image
    10 days = image

    15 days = image
    20 days = image
    Target reached = image
    Target beaten = image 

    January targets

    AuntieL 9/12  image  image 

    Balancinglife 9/18  image  image 

    basketcase 1/12  image 

    Baxtersmum 12

    beanielou 14/19  image  image  image 

    bloomfelt 10

    blubella 12

    BudgetingBelinda 9/15  image  image 

    cathybird 11/15  image  image  image 

    Caeraugirl 9/20  image  image 

    Couldsavemore 8/15  image  image 

    craftingmad 16

    Crazycatlady2 12/20  image  image  image 

    Doily94 4/16  image  image 

    Dorothy707 6/12  image  image 

    Flying By 6/10  image 

    FrugalMum3 1/26  image 

    GeorgianaCavendish 6/15  image  image 

    Hawley Gryphon 4/10  image 

    Honeysucklelou2 3/10  image 

    HotDog2020 7/16  image  image 

    ilovetea 13/20  image  image  image 

    KajiKita 9/15  image  image 

    keggie 9/12  image  image 

    laura lau 10/16  image  image  image 

    leftatthetrafficlights 12/24  image  image  image 

    lianne1984 5/10  image  image 

    LittleMissDetermined 11/22  image  image  image 

    Makingabobor2 6/15  image  image 

    Money Choices 7/10  image  image 

    MrsCautious 14/20  image  image  image 

    outoftheviciouscircle 11/15  image  image  image 

    PurplePhoenix62 8/10  image  image 

    QueenJess

    Rupacomp 4/12  image 

    Saver-upper

    SecondStar 14/TF image  image  image 

    short bird 9/20  image  image 

    SpruceDog 12

    TheScarletPixie 2/20  image 

    Thevalueofless 8/10  image  image 

    try harder 20

    Newcomers welcome :)

  • cathybird
    cathybird Posts: 15,650 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done LittleMissDetermined, MrsCautious, keggie, beanie, laura lau, Crazycatlady2, HotDog2020, KajiKita, lianne1984, ilovetea, Caeraugirl and Money Choices imageimageimage
  • MrsCautious
    MrsCautious Posts: 1,621 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hello, NSD number 14 today, a friend is doing my hair, she is insisting on me not paying her so I will spend soon to get her something!
  • If you could pop me down to join, that would be lovely!

    NSD yesterday, and anticipating the same today, as I’m WFH, then have online therapy this afternoon, and then my partner is coming over. Which will make 14/16.
    ‘When you only have two pennies left in the world, spend one on bread and the other on flowers. The bread will sustain life, the flowers will give you a reason to live.’

    Frugal living in 2024.
    Frugal living in 2025.

    261 No Spend Days in 2024!

    3-month Emergency Fund: £3,500 / £3,500 - DONE!
    1k Pet Emergency Fund - £1,000 / £1,000 - DONE!

    Nationwide 1 year 6.5% Savings - £600 / £2,400
  • Calling today as 8/10 nice and early, no reason to go anywhere before or after my late shift at work :)
    Starting Debt Total: £10156.43/£9723.43 Current Total
    Total Paid to Date: 4.26%

    SPC 17 #040 - £28.93
    House Pot £1000.55/£2500
    Car Insurance Pot £126.70/£300
    Christmas 2024 Pot £96.57
    Emergency Fund £25.00/500.00
  • short_bird
    short_bird Posts: 4,020 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    And Tuesday is day 10...
    ‘Keep your eye on the donut and not on the hole.’ David Lynch.
    "It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
  • cathybird
    cathybird Posts: 15,650 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    If you could pop me down to join, that would be lovely!

    NSD yesterday, and anticipating the same today, as I’m WFH, then have online therapy this afternoon, and then my partner is coming over. Which will make 14/16.
    Welcome to our lovely thread @SecondStar! xx I've added you to the list :) I've put you down as TF (target free), but if you want to set a target for the month, feel free to say! :) 
  • beanielou
    beanielou Posts: 95,589 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Monday ended up being a spend day - popped into Asda for bread flour and ginger paste which would have been exempt as groceries but spotted a skirt in the sale for only £2 which I could not resist. Today (Tuesday) is a no spend day though which takes me up to 8/10. 

    TVOL
    8/10
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