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Joyous January's No-Spend Days Challenge!
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NSD Wednesday1
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January Off to a start =5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
January targetsAuntieL 9/12
Balancinglife 10/18
basketcase 1/12
Baxtersmum 12beanielou 16/19
bloomfelt 1/10
blubella 12BudgetingBelinda 10/15
cathybird 13/15
Caeraugirl 10/20
Couldsavemore 11/15
craftingmad 16Crazycatlady2 14/20
Doily94 4/16
Dorothy707 6/12
Flying By 6/10
FrugalMum3 1/26
GeorgianaCavendish 10/15
Hawley Gryphon 4/10
Honeysucklelou2 3/10
HotDog2020 8/16
ilovetea 14/20
KajiKita 10/15
keggie 10/12
laura lau 10/16
leftatthetrafficlights 13/24
lianne1984 5/10
LittleMissDetermined 13/22
Makingabobor2 6/15
Money Choices 7/10
MrsCautious 16/20
outoftheviciouscircle 11/15
PurplePhoenix62 9/10
QueenJessRupacomp 4/12
Saver-upperSecondStar 15/TF
short bird 11/20
SpruceDog 12TheScarletPixie 2/20
Thevalueofless 9/10
try harder 20Newcomers welcome
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Got me another NSD today 🙂
TVOL
9/101 -
NSD today
i was in the office today but managed to get a free Greggs coffee via O2 app.HSD tomorrow as having cambelt changed.
10/181 -
15/17 as of today ‘When you only have two pennies left in the world, spend one on bread and the other on flowers. The bread will sustain life, the flowers will give you a reason to live.’Frugal living in 2024.
Frugal living in 2025.
261 No Spend Days in 2024!
3-month Emergency Fund: £3,500 / £3,500 - DONE!1k Pet Emergency Fund - £1,000 / £1,000 - DONE!
Nationwide 1 year 6.5% Savings - £1,000 / £2,2000 -
Managed another NSD so up to 10. Out tomorrow so will be a big spend day.
GC 2024 £1445.91/£3000
GC July 24 £0/£250
#16 XMAS 2024 £300:£366
Surveys £32.050 -
Well done MrsCautious, PurplePhoenix62, beanie, LittleMissDetermined, GeorgianaCavendish, bloomfelt, short bird, Caeraugirl, Crazycatlady2, Thevalueofless, Balancinglife, SecondStar and keggie
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Early call for one for me today please
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £3677/£60001 -
Good morning, NSD no.16 today. Am determined.1
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1
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