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Joyous January's No-Spend Days Challenge!

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  • NSD Tuesday please 
  • I was planning a spend day today as had netball subs to pay and a couple of groceries that I can't get in my weekly online shop, but by the time I got to work today I had a completely flat tyre  :( so unplanned extra spends on a new one.

    Not planning any more spending until Friday. 
    #21 Save £12k in 2025 £16977.35/£20000

    August NSD Challenge 3/10
  • KajiKita
    KajiKita Posts: 7,682 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    NSD today 😊

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Oh calling it early today. I'm not going anywhere tonight..
    Also NSD's for Monday and Sunday.

    Oh into double figures

    NSD  11/15

    Hoping for a couple more this week
    # 36 1p challenge 2024 - £536.60

    #13 POYD by Christmas 24  £2875 / 8138
  • 10/15
    Very pleased as _most_ of other days (aside from grocery spend) are v low spend days and nothing but what is needed. Making a difference every NSD that I get- those overpayments happening! 
    Emergency Fund: 1000/2000
    August Grocery Challenge: 208/550 
    S&S ISA: £420
    Save 12k in 2025: #10 1200/10000
    100 steps challenge.. to be where you want to be in 2025:
    EF 60/100 (1 step= £20)
    holiday 0/100 (1 step= £30)
    savings 4/100 (1 step= £50)

    2025 diary: https://forums.moneysavingexpert.com/discussion/6576803/a-fresh-start-a-year-of-growth-and-balance/p1?new=1
  • HotDog2020
    HotDog2020 Posts: 593 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    edited 16 January 2024 at 8:26PM
    8/16 today please aim 16/31. Thanks. Tough today, really wanted something sweet, I had porridge and sugar instead already in to avoid spending and buying something much worse. 
  • Was determined to have a NSD today but then chocolate called again... 
    February NSDs: 0 / 10
    February PADs:  2 / 29
    February Groceries Challenge: £59 / £250
    February Make £5 a Day: £255 / £145
    Current Debt: £3159  | CC £1490 | N £571 | C £725 | E £373
    Weight Loss Challenge 2024: 0 lbs

  • Did a spend yesterday, but clear today so on 13 now 😁
    DNF: £708.92/£1000
    JSF: £708.58/£1000

    Winter season grocery budget: £600.85/£900

    Weight loss challenge 2024: 11/24lbs
    1st quarter start:9st 13.1lb
    2nd quarter start:9st 9.2 lb
    3rd quarter start: 9st 6.8 lb
    4th quarter start: 9st 10.2 lb
    End weight: 8st 13lb

    'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'

  • ilovetea
    ilovetea Posts: 1,272 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Another NSD today.   14/20.
    Was planning on going out but snow put a stop to that. Friend posted my e-bay sales 
    Did Tesc@ ready for delivery tomorrow. Was good . No treats only what was needed.
     
        ilovetea  xx
    Make £2024 in 2024 £1161.08
    Declutter 2024 things in 2024 1522/2024.
    NSD's in August 11/20
  • cathybird
    cathybird Posts: 15,650 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    January

    Off to a start = image
    5 days = image
    10 days = image

    15 days = image
    20 days = image
    Target reached = image
    Target beaten = image 

    January targets

    AuntieL 9/12  image  image 

    Balancinglife 9/18  image  image 

    basketcase 1/12  image 

    Baxtersmum 12

    beanielou 14/19  image  image  image 

    bloomfelt 10

    blubella 12

    BudgetingBelinda 10/15  image  image  image 

    cathybird 12/15  image  image  image 

    Caeraugirl 9/20  image  image 

    Couldsavemore 11/15  image  image  image 

    craftingmad 16

    Crazycatlady2 13/20  image  image  image 

    Doily94 4/16  image  image 

    Dorothy707 6/12  image  image 

    Flying By 6/10  image 

    FrugalMum3 1/26  image 

    GeorgianaCavendish 6/15  image  image 

    Hawley Gryphon 4/10  image 

    Honeysucklelou2 3/10  image 

    HotDog2020 8/16  image  image 

    ilovetea 14/20  image  image  image 

    KajiKita 10/15  image  image  image 

    keggie 9/12  image  image 

    laura lau 10/16  image  image  image 

    leftatthetrafficlights 13/24  image  image  image 

    lianne1984 5/10  image  image 

    LittleMissDetermined 11/22  image  image  image 

    Makingabobor2 6/15  image  image 

    Money Choices 7/10  image  image 

    MrsCautious 14/20  image  image  image 

    outoftheviciouscircle 11/15  image  image  image 

    PurplePhoenix62 8/10  image  image 

    QueenJess

    Rupacomp 4/12  image 

    Saver-upper

    SecondStar 14/TF image  image  image 

    short bird 9/20  image  image 

    SpruceDog 12

    TheScarletPixie 2/20  image 

    Thevalueofless 8/10  image  image 

    try harder 20

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