
We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Joyous January's No-Spend Days Challenge!
Options
Comments
-
NSD Tuesday please1
-
I was planning a spend day today as had netball subs to pay and a couple of groceries that I can't get in my weekly online shop, but by the time I got to work today I had a completely flat tyre
so unplanned extra spends on a new one.
Not planning any more spending until Friday.
#21 Save £12k in 2025 £16977.35/£20000
August NSD Challenge 3/101 -
NSD today 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Oh calling it early today. I'm not going anywhere tonight..
Also NSD's for Monday and Sunday.
Oh into double figures
NSD 11/15
Hoping for a couple more this week# 36 1p challenge 2024 - £536.60
#13 POYD by Christmas 24 £2875 / 81381 -
10/15
Very pleased as _most_ of other days (aside from grocery spend) are v low spend days and nothing but what is needed. Making a difference every NSD that I get- those overpayments happening!Emergency Fund: 1000/2000August Grocery Challenge: 208/550
S&S ISA: £420
Save 12k in 2025: #10 1200/10000
100 steps challenge.. to be where you want to be in 2025:
EF 60/100 (1 step= £20)
holiday 0/100 (1 step= £30)
savings 4/100 (1 step= £50)
2025 diary: https://forums.moneysavingexpert.com/discussion/6576803/a-fresh-start-a-year-of-growth-and-balance/p1?new=1
old diary becoming DMP free in 2024: https://forums.moneysavingexpert.com/discussion/6495850/freedom-and-independence/p11 -
8/16 today please aim 16/31. Thanks. Tough today, really wanted something sweet, I had porridge and sugar instead already in to avoid spending and buying something much worse.1
-
Was determined to have a NSD today but then chocolate called again...February NSDs: 0 / 10
February PADs: 2 / 29
February Groceries Challenge: £59 / £250
February Make £5 a Day: £255 / £145
Current Debt: £3159 | CC £1490 | N £571 | C £725 | E £373
Weight Loss Challenge 2024: 0 lbs1 -
Did a spend yesterday, but clear today so on 13 now 😁DNF: £708.92/£1000
JSF: £708.58/£1000
Winter season grocery budget: £600.85/£900
Weight loss challenge 2024: 11/24lbs
1st quarter start:9st 13.1lb
2nd quarter start:9st 9.2 lb
3rd quarter start: 9st 6.8 lb
4th quarter start: 9st 10.2 lb
End weight: 8st 13lb
'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'1 -
Another NSD today. 14/20.
Was planning on going out but snow put a stop to that. Friend posted my e-bay sales
Did Tesc@ ready for delivery tomorrow. Was good . No treats only what was needed.
ilovetea xxMake £2024 in 2024 £1161.08
Declutter 2024 things in 2024 1522/2024.
NSD's in August 11/201 -
January Off to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =January targetsAuntieL 9/12Balancinglife 9/18basketcase 1/12Baxtersmum 12beanielou 14/19bloomfelt 10blubella 12BudgetingBelinda 10/15cathybird 12/15Caeraugirl 9/20Couldsavemore 11/15craftingmad 16Crazycatlady2 13/20Doily94 4/16Dorothy707 6/12Flying By 6/10FrugalMum3 1/26GeorgianaCavendish 6/15Hawley Gryphon 4/10Honeysucklelou2 3/10HotDog2020 8/16ilovetea 14/20KajiKita 10/15keggie 9/12laura lau 10/16leftatthetrafficlights 13/24lianne1984 5/10LittleMissDetermined 11/22Makingabobor2 6/15Money Choices 7/10MrsCautious 14/20outoftheviciouscircle 11/15PurplePhoenix62 8/10QueenJessRupacomp 4/12Saver-upperSecondStar 14/TFshort bird 9/20SpruceDog 12TheScarletPixie 2/20Thevalueofless 8/10try harder 20Newcomers welcome
2
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.1K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.1K Work, Benefits & Business
- 599.1K Mortgages, Homes & Bills
- 177K Life & Family
- 257.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards