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Joyous January's No-Spend Days Challenge!
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Claiming today as NS 6/12 aim 16/31...thanks.1
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As at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
NSD for me today!Debt free journey started 30/08/2023:
CC1 - 5,151.92 now 5,335.15
CC3 - 4,166.15 now 5,345.28
CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
Current outstanding: 16,397.67
Debt free by Jul 2027.
Challenges:
NSD Apr 2025 - 7/20
NST Apr 2025 -
#31 1p savings 2025 £32.40/£667.95
2025 Fashion on the ration - Coupons remaining 43.5/661 -
Wow lots of posts...don't know how Cathy bird keeps up 😂
NSD THURSDAY but not today as I fancy takeaway pizza1 -
Day 7 today.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
January Off to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =January targetsAuntieL 8/12Balancinglife 8/18basketcase 1/12Baxtersmum 12beanielou 11/19bloomfelt 10blubella 12BudgetingBelinda 8/15cathybird 9/15Caeraugirl 7/20Couldsavemore 5/15craftingmad 16Crazycatlady2 9/20Doily94 4/16Dorothy707 6/12Flying By 5/10FrugalMum3 1/26GeorgianaCavendish 6/15Hawley Gryphon 10Honeysucklelou2 3/10HotDog2020 6/16ilovetea 10/20KajiKita 7/15keggie 7/12laura lau 8/16leftatthetrafficlights 10/24lianne1984 3/10LittleMissDetermined 9/22Makingabobor2 6/15Money Choices 10MrsCautious 11/20outoftheviciouscircle 11/15PurplePhoenix62 6/10QueenJessRupacomp 9/12Saver-uppershort bird 7/20SpruceDog 12TheScarletPixie 2/20Thevalueofless 5/10try harder 20Newcomers welcome
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Another day when I managed not to give into temptation. Feeling pleased!
NSD 7/12 today.GC 2024 £1445.91/£3000
GC July 24 £0/£250
#16 XMAS 2024 £300:£366
Surveys £32.051 -
@Cathybird Thank you for keeping count and for my piggy bank.
Spend day today. Had my hair washed and blowed dried at a cost of £8. Bargain. I've trouble raising my arms so sometimes this sometimes this s a must.
ilovetea xx
Make £2024 in 2024 £1161.08
Declutter 2024 things in 2024 1522/2024.
NSD's in August 11/201 -
Well done outoftheviciouscircle, MrsCautious, beanie, LittleMissDetermined, leftatthetrafficlights, Flying By, HotDog2020, KajiKita, laura lau, Crazycatlady2, short bird, keggie and ilovetea1
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Thank you @cathybird.
Early shout for 11 for me today.
looking good for tomorrow as well, fingers crossed.1
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