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Pay All Your Debt Off By Christmas 2024

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Comments

  • blubella
    blubella Posts: 581 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    Min payment of £106.53 + small OP of £44.66.  

    #4  £890.50/£5,000

    #4 DFBXMAS24 - £2,322.85/£5,000
    NSD Challenge - Jan 15/12, Feb 3/12, Mar 10/10 Apr 10/12, May 5/12.
    SPC #44


    Success is the good fortune that comes from aspiration, desperation, perspiration & inspiration ~ Evan Esar
  • Couldsavemore
    Couldsavemore Posts: 495 Forumite
    Fifth Anniversary 100 Posts Name Dropper
    #13 another 475 paid off this month.

    Total paid off £1450.
    # 36 1p challenge 2024 - £536.60

    #13 POYD by Christmas 24  £2875 / 8138
  • Aimingforthegoodlife
    Aimingforthegoodlife Posts: 1,146 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    #25 £830.27/2162.22 
  • blubella
    blubella Posts: 581 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    A few more OP's. My sums are all over the place, probably because the CC companies keep stopping my DD's if I overpay! Anyway, i've checked the CC totals and I've paid:

    # £1,026/£5,000
    #4 DFBXMAS24 - £2,322.85/£5,000
    NSD Challenge - Jan 15/12, Feb 3/12, Mar 10/10 Apr 10/12, May 5/12.
    SPC #44


    Success is the good fortune that comes from aspiration, desperation, perspiration & inspiration ~ Evan Esar
  • BudgetingBelinda
    BudgetingBelinda Posts: 496 Forumite
    100 Posts First Anniversary Name Dropper
    #16 1800/6000
    Emergency Fund: 1000/2000
    August Grocery Challenge: 208/550 
    S&S ISA: £420
    Save 12k in 2025: #10 1200/10000
    100 steps challenge.. to be where you want to be in 2025:
    EF 60/100 (1 step= £20)
    holiday 0/100 (1 step= £30)
    savings 4/100 (1 step= £50)

    2025 diary: https://forums.moneysavingexpert.com/discussion/6576803/a-fresh-start-a-year-of-growth-and-balance/p1?new=1
  • Aimingforthegoodlife
    Aimingforthegoodlife Posts: 1,146 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    #25 £1090.73/£2162.22 
  • Keedie
    Keedie Posts: 3,000 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    Paid another £200 and settled my debt to my mum.

    So #30 £1,380/£6,750 (20.44% repaid)
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • MissPennySave
    MissPennySave Posts: 440 Forumite
    Third Anniversary 100 Posts Name Dropper Photogenic
    edited 25 March 2024 at 11:22AM
    Morning all, payday today so £2316.96 paid towards my debt so I am now:

    #15 £4322.80/£14000

    MPS x  B) 
    I AM DEBT FREE!!!!!!  (as at 24.10.25)

    November 2022 - £46,626.96 / November 2025 - £0.00
    Debt paid off - £46,626.96 (100%)

    Completed Challenges:
    #10 DFBXMAS25 £15120.00 / £15120.00 (100% paid off) COMPLETED!
    #15 DFBXMAS24 £16972.80 / £14000.00 (121.23% paid off) COMPLETED!
    #41 DFBXMAS23 £14751.96 / £12000.00 (122.93% paid off) COMPLETED!

    MissPennySave's Debt Free Diary - DFW Diary
  • Keedie
    Keedie Posts: 3,000 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    Paid another £300 to Barclaycard. So,

    #30 £1,680/£6,750 (24.89% repaid)
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • Tianfeng2022
    Tianfeng2022 Posts: 34 Forumite
    Second Anniversary 10 Posts Name Dropper
    Am I too late to join in now? I have 12K debts apart from mortgage. I feel I couldn't bear it this year. 

    I hope I can clear £3,375 for the 0% CC by October.
    2025 Goals:Challenging : 
    • NatWest cc by 10/2024:         £3,800/£3,800   
    • HSBC    cc  by 07/2025:         £2,003.84/£3,626.80

    • Virgin cc by 09/25:    /£2,000
    • Private loan by 02/2026:        /£5,000







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