We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Pay All Your Debt Off By Christmas 2024

1121315171830

Comments

  • #25 £682.19/2162.22
  • Nervous1234
    Nervous1234 Posts: 77 Forumite
    Third Anniversary 10 Posts Name Dropper
    #26 another payment to my debt made today 
    now at £2,708.43/£14,889.26 😊

    Good luck everyone x 
    Aim to pay off £13,000 by December 2024
    £1,208.22/£23,059 #26 
    Pay All Your Debt Off By Christmas 2024
    2024 £1 a day savings challenge - £98.43 2024 52 week challenge - £120.37
    22/20 February No Spend Days 20 Target 20/23 March No Spend Days 23 Target 7/22 April No Spend Days 22 Target (excludes direct debits, standing orders, debt and savings payments)


  • #25 £762.19/2162.22
  • Nervous1234
    Nervous1234 Posts: 77 Forumite
    Third Anniversary 10 Posts Name Dropper
    #26 another £100 paid off so now on £2,808,43/£14,889.26 paid 😊 Good luck everyone, we can do this x 
    Aim to pay off £13,000 by December 2024
    £1,208.22/£23,059 #26 
    Pay All Your Debt Off By Christmas 2024
    2024 £1 a day savings challenge - £98.43 2024 52 week challenge - £120.37
    22/20 February No Spend Days 20 Target 20/23 March No Spend Days 23 Target 7/22 April No Spend Days 22 Target (excludes direct debits, standing orders, debt and savings payments)


  • #16 1710/6000
    Emergency Fund: 1000/2000
    August Grocery Challenge: 208/550 
    S&S ISA: £420
    Save 12k in 2025: #10 1200/10000
    100 steps challenge.. to be where you want to be in 2025:
    EF 60/100 (1 step= £20)
    holiday 0/100 (1 step= £30)
    savings 4/100 (1 step= £50)

    2025 diary: https://forums.moneysavingexpert.com/discussion/6576803/a-fresh-start-a-year-of-growth-and-balance/p1?new=1
  • BlueJ94
    BlueJ94 Posts: 3,043 Ambassador
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Just popping in, still here. I have the week off end of March so will update everyone's totals and progress
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    *update pending as I've no idea* 

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #
    Pay off all your debts by Christmas 2026! #14

  • blubella
    blubella Posts: 581 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    edited 8 March 2024 at 4:12PM
    Made an OP of £375 to my S'ander card..still holding a little in the bank as I've got my DD's to go out yet.

    #4  £739.31/£5,000

    #4 DFBXMAS24 - £2,322.85/£5,000
    NSD Challenge - Jan 15/12, Feb 3/12, Mar 10/10 Apr 10/12, May 5/12.
    SPC #44


    Success is the good fortune that comes from aspiration, desperation, perspiration & inspiration ~ Evan Esar
  • #23  £434.23 / £6,000. 

    That's mostly minimum payments, with some small extra thrown at Debt 1 . (Am generally snowballing.) 
     CC are interest bearing, so that's the total debt has reduced by, with the interest added, not the amount actually paid so far this year (as some goes on the interest obviously.) 

    I hope that's the right way of adding for the challenge anyway ! Total debt reduction overall?

    Monthly Challenges| March Grocery Challenge - £255/£330 Make £10 a Day - £112/£310 
    2024 Challenges Pay-Off Debt for Christmas - £874/£6000

    Savings Goals Emergency Fund - £75/£2000 | 
    Month Ahead Bills  |   Month Ahead Minimum Debt Repayments
    Month Ahead Grocery -  £0/£30  [Month Ahead True Expenses £0/?] 

    My Debt Free Diary

    https://forums.moneysavingexpert.com/discussion/6490048/a-cup-of-coffee-and-two-paracetamol-debt-disability-and-getting-organised-like-the-chickens




  • NeverendingDMP
    NeverendingDMP Posts: 2,391 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    #1 1487/1900 of my challenge amount repaid so far. 78%. Some lucky income and tight budgeting but doing well x
    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 nov 25- just over 64k

    June 25 Debts in my name were £5170. Now 7150 (Nov 25)
  • #25 £792.90/2162.22 
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.