Pay All Your Debt Off By Christmas 2024
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#26 checking in. Unfortunately had to increase my debt to have money ready to give back to my dad which I spent on gambling in 2021 😭 which he didn’t know about. New loan is £23,059 over 5 years - £554.11 a month over 5 years with the aim to pay it all back within 2.5 years.
£1208.22/£23,059
£40 & £60 paid off last week and pay day today means the direct debit of £554.11 has been paid and I’ve paid an additional £554.11.
Good luck everyone 😊Aim to pay off £13,000 by December 2024
£1,208.22/£23,059 #26 Pay All Your Debt Off By Christmas 2024
2024 £1 a day savings challenge - £98.43 2024 52 week challenge - £120.37
22/20 February No Spend Days 20 Target 20/23 March No Spend Days 23 Target 7/22 April No Spend Days 22 Target (excludes direct debits, standing orders, debt and savings payments)3 -
Welcome aboard @Tianfeng2022, and that sounds like a good goal.
Not sure what number you may be as @BlueJ94 managed that initially but I'll have a review of the posts so far and allocate one to you. Just gimme a day or two to check up and update, and I'll do a full list.
Debt Free Diary:- The Mental Debt Struggle
Debt Tracking Restart Take 3 from 01/05/2023 = £23,643.30 (8 creditors) So, on 30/04/2024 = £15,793.30/£23,643.30 (1 creditor) = 66.80% repaid Aiming to be Debt Free = 31/12/2025
CREDITORS: Barclaycard (£6,316.23/£14,166.23) 44.59% repaid
(Original Debt on 15/07/2016 was £33,056.76) 🙈
2024 SAVINGS: Emergency Fund (£301/£1,000) 33.10% saved || #5 50 Envelope Challenge 6/50
2024 CHALLENGES: #30 Debt Free by Xmas 2024 (£2,330/£6,750) 34.52% repaid2 -
Thank you, Keedie.It’s payday , I paid £200 back to my CC.£200/£33752024 Goals:Challenging :
Pay all your debt off by Christmas 2024- NatWest cc by 10/2024: £1150/£3,800
- HSBC cc by 07/2025: £179/£3,626.80
- Private loan by 02/2026: /£5,000
NSD May 2024 : /10
Make £2024 in 2024: £360/£2024
Old Style Weight Loss Challenge - 2nd Qtr 2024: 11lb2 -
#4 checking in, just been paid so made a payment of £300 to one of the CC's taking me to £1,326/£5,000#4 DFBXMAS24 - £1,936.00/£5,000
NSD Challenge - Jan 15/12, Feb 3/12, Mar 10/10 Apr 10/12, May 5/12.
SPC #44
Success is the good fortune that comes from aspiration, desperation, perspiration & inspiration ~ Evan Esar2 -
It is lovely to see peoples engagement on here! Really inspiring! @Nervous1234 well done for facing the increase and taking it in your stride. Great work on already knocking money off that amount!
#25 £1102.01/£2162.220 -
Hi , can I ask some silly questions here?
How to add some messages under your text like signature or footage?
how to @ to someone when I leave a comment?
I did search on here, but couldn't find the answer.
Thanks in advance
2024 Goals:Challenging :
Pay all your debt off by Christmas 2024- NatWest cc by 10/2024: £1150/£3,800
- HSBC cc by 07/2025: £179/£3,626.80
- Private loan by 02/2026: /£5,000
NSD May 2024 : /10
Make £2024 in 2024: £360/£2024
Old Style Weight Loss Challenge - 2nd Qtr 2024: 11lb1 -
Tianfeng2022 said:Hi , can I ask some silly questions here?
How to add some messages under your text like signature or footage?
how to @ to someone when I leave a comment?
I did search on here, but couldn't find the answer.
Thanks in advance#4 DFBXMAS24 - £1,936.00/£5,000
NSD Challenge - Jan 15/12, Feb 3/12, Mar 10/10 Apr 10/12, May 5/12.
SPC #44
Success is the good fortune that comes from aspiration, desperation, perspiration & inspiration ~ Evan Esar1 -
Wowwee, everyone is doing so well! Just paid the min on my S'andr card + £25 OP. That's me done until next pay day, unless I strike gold on my Bay sales. Here's hoping..
Total #4 £1364.18/£5,000.#4 DFBXMAS24 - £1,936.00/£5,000
NSD Challenge - Jan 15/12, Feb 3/12, Mar 10/10 Apr 10/12, May 5/12.
SPC #44
Success is the good fortune that comes from aspiration, desperation, perspiration & inspiration ~ Evan Esar3 -
#24 1100/4293 Got my promotion but decided to pay just a bit above minimum on the credit card this month so I could pay down our energy supplier and move to a better deal. It'll save us more than the exit fee and the credit card has two 0% rates on it right now. Should still be able to pay off the first rate before it ends in August.
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#16 2255/6000
Coming down into the £3k level of debt now! Debt free is in touching distance 🤞🏼💪🏼🎉2020: £20k debt.2024 current update: remaining debt is £3234
DMP - £455 per month|100 Steps to be Debt Free by Xmas 2024 - 47.5/100|2024 Decluttering Campaign- daily|Emergency fund £100|overpay pot £02
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