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Pay All Your Debt Off By Christmas 2024

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Comments

  • Keedie
    Keedie Posts: 2,854 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    You're on a roll @Tianfeng2022! 👏🏾 Well done you, so impressive to see.x

    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • blubella
    blubella Posts: 581 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    OP of £78.54  

    #4 £1542.72/£5,000


    #4 DFBXMAS24 - £2,322.85/£5,000
    NSD Challenge - Jan 15/12, Feb 3/12, Mar 10/10 Apr 10/12, May 5/12.
    SPC #44


    Success is the good fortune that comes from aspiration, desperation, perspiration & inspiration ~ Evan Esar
  • Aimingforthegoodlife
    Aimingforthegoodlife Posts: 1,138 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    #25 £1259.73/£2162.22
  • Tianfeng2022
    Tianfeng2022 Posts: 34 Forumite
    Second Anniversary 10 Posts Name Dropper
    Keedie said:
    You're on a roll @Tianfeng2022! 👏🏾 Well done you, so impressive to see.x

    Thank you. I try my best to clear this one first , otherwise I will pay high interest. 

    2025 Goals:Challenging : 
    • NatWest cc by 10/2024:         £3,800/£3,800   
    • HSBC    cc  by 07/2025:         £2,003.84/£3,626.80

    • Virgin cc by 09/25:    /£2,000
    • Private loan by 02/2026:        /£5,000







  • Tianfeng2022
    Tianfeng2022 Posts: 34 Forumite
    Second Anniversary 10 Posts Name Dropper
    Direct debit £90.67 to HSBC card, 90.67/3626.80 now.

     :) 
    2025 Goals:Challenging : 
    • NatWest cc by 10/2024:         £3,800/£3,800   
    • HSBC    cc  by 07/2025:         £2,003.84/£3,626.80

    • Virgin cc by 09/25:    /£2,000
    • Private loan by 02/2026:        /£5,000







  • Aimingforthegoodlife
    Aimingforthegoodlife Posts: 1,138 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    #25 £1286.92/£2162.22
  • Couldsavemore
    Couldsavemore Posts: 495 Forumite
    Fifth Anniversary 100 Posts Name Dropper
    #13 1925 now paid off… 

    Getting close to 25% paid off

    Still not used my cc so feeling pleased with myself. Am doing well with the 1p challenge so hoping for a lump sum at the end of the year.

    Thankyou for supporting me with this
    # 36 1p challenge 2024 - £536.60

    #13 POYD by Christmas 24  £2875 / 8138
  • MissPennySave
    MissPennySave Posts: 424 Forumite
    100 Posts Second Anniversary Name Dropper Photogenic
    edited 25 April 2024 at 10:47AM
    Morning all, another payday so another payment of £1390 paid towards my balances!  So I am now:

    #15 £5712.80 / £14000

    MPS x  B)
    November 2022 - £46,626.96 / May 2025 - £4,770.00
    Debt paid off so far - £41,856.96 (89.76%)

    Current Challenges:
    #10 DFBXMAS25 £9870.00 / £15120.00 (65.27% paid off) 

    Completed Challenges:
    #15 DFBXMAS24 £16972.80 / £14000.00 (121.23% paid off) COMPLETED!
    #41 DFBXMAS23 £14751.96 / £12000.00 (122.93% paid off) COMPLETED!

    MissPennySave's Debt Free Diary - DFW Diary
  • BudgetingBelinda
    BudgetingBelinda Posts: 496 Forumite
    100 Posts First Anniversary Name Dropper
    #16 2450/6000 
    40% paid off! Trying for 10% a month and it’s been a real struggle to get to this months 10%! Made it! On track to be debt free end of October unless any major hitches. By December otherwise. So excited to have made this much progress so far. Especially as my house and car have been needing £’s. 
    These threads are keeping me going! Well done all.
    Emergency Fund: 1000/2000
    August Grocery Challenge: 208/550 
    S&S ISA: £420
    Save 12k in 2025: #10 1200/10000
    100 steps challenge.. to be where you want to be in 2025:
    EF 60/100 (1 step= £20)
    holiday 0/100 (1 step= £30)
    savings 4/100 (1 step= £50)

    2025 diary: https://forums.moneysavingexpert.com/discussion/6576803/a-fresh-start-a-year-of-growth-and-balance/p1?new=1
  • Aimingforthegoodlife
    Aimingforthegoodlife Posts: 1,138 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    # 25  £1305.23/£2162.22
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