Pay All Your Debt Off By Christmas 2024

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  • Keedie
    Keedie Posts: 2,271 Forumite
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    You're on a roll @Tianfeng2022! ๐Ÿ‘๐Ÿพ Well done you, so impressive to see.x

    Debt Free Diary:- The Mental Debt Struggle
    Debt Tracking Restart Take 3 from 01/05/2023 = ยฃ23,643.30 (8 creditors) So, on 30/04/2024 = ยฃ15,793.30/ยฃ23,643.30 (1 creditor) = 66.80% repaid Aiming to be Debt Free = 31/12/2025

    CREDITORS: Barclaycard (ยฃ6,316.23/ยฃ14,166.23) 44.59% repaid

    (Original Debt on 15/07/2016 was ยฃ33,056.76) ๐Ÿ™ˆ

    2024 SAVINGS: Emergency Fund (ยฃ301/ยฃ1,000) 33.10% saved || #5 50 Envelope Challenge 6/50
    2024 CHALLENGES: #30 Debt Free by Xmas 2024 (ยฃ2,330/ยฃ6,750) 34.52% repaid
  • blubella
    blubella Posts: 564 Forumite
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    OP of ยฃ78.54 ย 

    #4 ยฃ1542.72/ยฃ5,000


    #4 DFBXMAS24 - ยฃ1,709.94/ยฃ5,000
    NSD Challenge - Jan 15/12, Feb 3/12, Mar 10/10 Apr 10/12, May 4/12.
    SPC #44


    Success is the good fortune that comes from aspiration, desperation, perspiration & inspiration ~ Evan Esar
  • Aimingforthegoodlife
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    #25ย ยฃ1259.73/ยฃ2162.22
  • Tianfeng2022
    Tianfeng2022 Posts: 29 Forumite
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    Keedie said:
    You're on a roll @Tianfeng2022! ๐Ÿ‘๐Ÿพ Well done you, so impressive to see.x

    Thank you. I try my best to clear this one first , otherwise I will pay high interest.ย 

    2024 Goals:Challenging :

    Pay all your debt off by Christmas 2024ย 
    • NatWest cc by 10/2024:ย  ย  ย  ย  ย ยฃ1150/ยฃ3,800
    • HSBCย  ย  ccย  by 07/2025:ย  ย  ย  ย  ย ยฃ179/ยฃ3,626.80
    • Private loan by 02/2026:ย  ย  ย  ย  ย  ย  ย  ย  ย  ย /ยฃ5,000
    NSD April 2024 : 6/10
    NSD May 2024 : /10

    Make ยฃ2024 in 2024:ย  ยฃ360/ยฃ2024

    Old Style Weight Loss Challenge - 2nd Qtr 2024: 11lb
    ย ย 


  • Tianfeng2022
    Tianfeng2022 Posts: 29 Forumite
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    Direct debit ยฃ90.67 to HSBC card, 90.67/3626.80 now.

    ย :)ย 
    2024 Goals:Challenging :

    Pay all your debt off by Christmas 2024ย 
    • NatWest cc by 10/2024:ย  ย  ย  ย  ย ยฃ1150/ยฃ3,800
    • HSBCย  ย  ccย  by 07/2025:ย  ย  ย  ย  ย ยฃ179/ยฃ3,626.80
    • Private loan by 02/2026:ย  ย  ย  ย  ย  ย  ย  ย  ย  ย /ยฃ5,000
    NSD April 2024 : 6/10
    NSD May 2024 : /10

    Make ยฃ2024 in 2024:ย  ยฃ360/ยฃ2024

    Old Style Weight Loss Challenge - 2nd Qtr 2024: 11lb
    ย ย 


  • Aimingforthegoodlife
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    #25ย ยฃ1286.92/ยฃ2162.22
  • Couldsavemore
    Couldsavemore Posts: 489 Forumite
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    #13 1925 now paid offโ€ฆย 

    Getting close to 25% paid off

    Still not used my cc so feeling pleased with myself. Am doing well with the 1p challenge so hoping for a lump sum at the end of the year.

    Thankyou for supporting me with this
    # 36 1p challenge 2024 - ยฃ421.80

    #13 POYD by Christmas 24ย  ยฃ1925/8138โ€ฆย 
  • MissPennySave
    MissPennySave Posts: 380 Forumite
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    edited 25 April at 10:47AM
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    Morning all, another payday so another payment of ยฃ1390 paid towards my balances!ย  So I am now:

    #15 ยฃ5712.80 / ยฃ14000

    MPS xย  B)
    November 2022 - ยฃ46,626.96ย / May 2024 - ยฃ26,280.00
    Debt paid off so farย - ยฃ20,346.96ย (43.63%)

    Current Challenges:
    #15 DFBXMAS24 ยฃ5712.80 / ยฃ14000 (40.80% paid)

    Completed Challenges:
    #41 DFBXMAS23 ยฃ14751.96 / ยฃ12000 (122.93% paid off)

    MissPennySave's Debt Free Diary - DFW Diary
  • BudgetingBelinda
    BudgetingBelinda Posts: 188 Forumite
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    #16 2450/6000ย 
    40% paid off! Trying for 10% a month and itโ€™s been a real struggle to get to this months 10%! Made it! On track to be debt free end of October unless any major hitches. By December otherwise. So excited to have made this much progress so far. Especially as my house and car have been needing ยฃโ€™s.ย 
    These threads are keeping me going! Well done all.
    2020: ยฃ20k debt.
    2024 current update: remaining debt is ยฃ3550
    DMP - ยฃ455 per month|100 Steps to be Debt Free by Xmas 2024 - 40/100|2024 Decluttering Campaign- daily|Emergency fund ยฃ100|overpay pot ยฃ0
  • Aimingforthegoodlife
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    # 25ย ย ยฃ1305.23/ยฃ2162.22
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