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Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
Pay All Your Debt Off By Christmas 2024
Comments
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£200 paid to NW cc, 1350/38002025 Goals:Challenging :
- NatWest cc by 10/2024: £3,800/£3,800
- HSBC cc by 07/2025: £2,003.84/£3,626.80
- Virgin cc by 09/25: /£2,000
- Private loan by 02/2026: /£5,000
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Just paid £271.85 towards debt to avoid the charges. The 0% ending on 1st June, so managed to get in there just in time.

#4 £2207.85/£5000#4 DFBXMAS24 - £2,322.85/£5,000
NSD Challenge - Jan 15/12, Feb 3/12, Mar 10/10 Apr 10/12, May 5/12.
SPC #44
Success is the good fortune that comes from aspiration, desperation, perspiration & inspiration ~ Evan Esar2 -
# £1554.38/£2162.22
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Total debt down to £3934. Only fixed payments managed in May.
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#25 £1675.94/£2162.220
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#16 3300/6000
slowed up, next month also looking slow, but still moving the right way. December should be the last payment! 🤞🏼🎉
Emergency Fund: 1000/2000August Grocery Challenge: 208/550
S&S ISA: £420
Save 12k in 2025: #10 1200/10000
100 steps challenge.. to be where you want to be in 2025:
EF 60/100 (1 step= £20)
holiday 0/100 (1 step= £30)
savings 4/100 (1 step= £50)
2025 diary: https://forums.moneysavingexpert.com/discussion/6576803/a-fresh-start-a-year-of-growth-and-balance/p1?new=1
old diary becoming DMP free in 2024: https://forums.moneysavingexpert.com/discussion/6495850/freedom-and-independence/p10 -
#25 £1722.94/£2162.22.
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#13
Another £475 paid off the debt this month
Now at £2875# 36 1p challenge 2024 - £536.60
#13 POYD by Christmas 24 £2875 / 81381 -
#24 2317/4293
Another £600 paid off the credit card. I've got about another £1000 to pay off by the end of next month to avoid paying interest. That's the first goal to get that paid off then I can chip away at the rest till it's interest kick in in December.
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Hi I know I'm late but can I please join?2
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