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Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
Pay All Your Debt Off By Christmas 2024
Comments
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@Mimismoney23 of course, I don't think the front is being updated but we are all popping on to record our journeys when we can! Welcome!
#25 £1732.53/£2162.22
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Payday has arrived so another £1760 paid off so I am now:
#15 £8572.80 / £14000
MPS x
I AM DEBT FREE!!!!!! (as at 24.10.25)
November 2022 - £46,626.96 / November 2025 - £0.00
Debt paid off - £46,626.96 (100%)
Completed Challenges:
#10 DFBXMAS25 £15120.00 / £15120.00 (100% paid off) COMPLETED!
#15 DFBXMAS24 £16972.80 / £14000.00 (121.23% paid off) COMPLETED!
#41 DFBXMAS23 £14751.96 / £12000.00 (122.93% paid off) COMPLETED!
MissPennySave's Debt Free Diary - DFW Diary3 -
#25 £1849.01/£2162.22
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Only minimum amounts off again this month but at least no missed payments, so I'm counting that as a win.2
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#24 2917/4293
Another £600 off the total. The re-payments will likely reduce in future as I've got a lot of other things like car insurance and kids birthdays due soon.1 -
Hello all, I'm so so sorry about not keeping up with this thread. So I can work out, who doesn't have a number yet? I will update asap!I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;*update pending as I've no idea*
DFW Challenges!
PAD #
365 Day 1p Challenge 2026 #
Pay off all your debts by Christmas 2026! #141 -
I don't think I have one. Have paid £250 off so am up to £642/£2000.2
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Afternoon, #25 £1985.38/£2162.22
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#2 updated debt as of today stands at £1118.84I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;*update pending as I've no idea*
DFW Challenges!
PAD #
365 Day 1p Challenge 2026 #
Pay off all your debts by Christmas 2026! #141 -
#16 3360/6000
Emergency Fund: 1000/2000August Grocery Challenge: 208/550
S&S ISA: £420
Save 12k in 2025: #10 1200/10000
100 steps challenge.. to be where you want to be in 2025:
EF 60/100 (1 step= £20)
holiday 0/100 (1 step= £30)
savings 4/100 (1 step= £50)
2025 diary: https://forums.moneysavingexpert.com/discussion/6576803/a-fresh-start-a-year-of-growth-and-balance/p1?new=1
old diary becoming DMP free in 2024: https://forums.moneysavingexpert.com/discussion/6495850/freedom-and-independence/p12
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