Pay All Your Debt Off By Christmas 2024

NeverendingDMP

#1   45 of my new 500 target paid. So 9% not much but percentage changes nice and quick when it's a lower target which is nice !
Well done everyone keep at it x

IrishRose12

I haven't been on here in such a long time.  Unfortunately life hasn't been kind to me this year regarding money matters and I'm struggling to keep bills etc down.  
As it's the 1st of the month I'm hoping between now and Christms I can change a few things, try and find ways of keeping bills down and plan ahead.

In some ways I'm grateful that my debt hasn't risen, however it hasn't fallen much either.  I have paid off one credit card which I'm absolutley chuffed about, and I'm now down to 1 other credit card and a credit union loan.
The credit Union Loan I'm not too worried about, That will be paid out by next July hopefully.
Right now, my focus from now until Christmas will be the 2nd credit card.  If I can get it to £1,500 by the end of the year, It will give me a good chance of clearing it by next year and I'll be eventually debt free.  It will also mean that come the new year, I can start putting more money into savings along with paying the debt and it will hopefully even out.  

So as of now, my total stands at.....

#6 - £1050 / £3,500

Rud0lf

IrishRose12 said:

I haven't been on here in such a long time.  Unfortunately life hasn't been kind to me this year regarding money matters and I'm struggling to keep bills etc down.  
As it's the 1st of the month I'm hoping between now and Christms I can change a few things, try and find ways of keeping bills down and plan ahead.

In some ways I'm grateful that my debt hasn't risen, however it hasn't fallen much either.  I have paid off one credit card which I'm absolutley chuffed about, and I'm now down to 1 other credit card and a credit union loan.
The credit Union Loan I'm not too worried about, That will be paid out by next July hopefully.
Right now, my focus from now until Christmas will be the 2nd credit card.  If I can get it to £1,500 by the end of the year, It will give me a good chance of clearing it by next year and I'll be eventually debt free.  It will also mean that come the new year, I can start putting more money into savings along with paying the debt and it will hopefully even out.  

So as of now, my total stands at.....

#6 - £1050 / £3,500

Life being life there are always times when the wheels fall off the great thing is that when this has happened the debt hasn't risen, this is the key to tackling debt and will set you in good stead for debt free life. You've got this!

Daywon

Hi, All of my debt was on zero interest until October  so I've been patiently waiting for my regular saver to mature and have used it to clear £3k off.  Considering trying a 0% balance transfer for the remainder. 

BudgetingBelinda

#16 4586/6000
So ready to be out of this DMP by the end of the year! 🤞🏼🎉🥳

NeverendingDMP

BudgetingBelinda said:

#16 4586/6000
So ready to be out of this DMP by the end of the year! 🤞🏼🎉🥳

Oh wow fantastic. Nearly there !

Golden_Goose_The

#38 month 2 update following payday today:

#38 - £2434.49/ £19,175.32 (12.7% paid)

Monthly Totals

August - Starting total £19,175.32 /  £1,516.67 paid off this month
September - £917.82 paid off this month
October - 
November - 
December -

Santander Personal Loan- £8236.83/ £13,000 
M&S Personal Loan - £1393/ £3069
Natwest CC - £5550
Barclaycard CC-  £1561

£16740.83 to go!

Honeysucklelou2

Catching up…over May/June/July / August/ September I’ve paid off £1495 which brings the new total to £2395/£5000. Not as much as I’d have hoped to clear but had a hefty garage bill in July, which did affect the amount I could repay.

NeverendingDMP

#1.    72% of my 500 target paid. Still hoping to clear this by Christmas but also have to save for Christmas so we will see! Well done everyone! 

BlueJ94

Will update again shortly! Had a little break as work life has been bussssy!