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Pay All Your Debt Off By Christmas 2024
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so update for myself debt wise im back up to
£3815.72.I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Salad Money - £616.47/£1200 JAJA - £679.70/ £900 Zable - £338.60/£1300 = £1,634.77
Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
https://forums.moneysavingexpert.com/discussion/6494873/fresh-diary-for-2024#latest
https://forums.moneysavingexpert.com/discussion/6577209/fresh-diary-for-2025/p1?new=10 -
Morning all, payday today so £760 paid towards my debts so I am now:
#15 £12862.80 / £14000
MPS x
November 2022 - £46,626.96 / May 2025 - £4,770.00
Debt paid off so far - £41,856.96 (89.76%)
Current Challenges:
#10 DFBXMAS25 £9870.00 / £15120.00 (65.27% paid off)
Completed Challenges:
#15 DFBXMAS24 £16972.80 / £14000.00 (121.23% paid off) COMPLETED!
#41 DFBXMAS23 £14751.96 / £12000.00 (122.93% paid off) COMPLETED!
MissPennySave's Debt Free Diary - DFW Diary2 -
Check in from me this week. I'm getting there slowly but surely. My payments now stand at
£1300/£3500
Pay all debt off by Christmas 2025 £815.45/£3,000£1 a day challenge 2025 - £180/£730 Declutter a bag a week in 2025 11/52Lose 25lb - 10/25lbs Read 1 book per week - 5/52Pay off credit card debt 18%/100%1 -
Hello
I am #27. I need to review my initial starting figure as I hadn’t included my overdraft. So my total starting debt was 50,110.I hoped to clear 10k this year but after a good start had a few bad months (May-Aug). I’m now aiming to clear 3,500 in total this year.I made a fresh start this month and got my debt back down to 49,043.
Cleared so far this year: 1067 / 3,500
(Aim to reduce by another 770 in October)0 -
#32 4329.53/6699.53
65% paid on track to be paid just before Christmas 🎄 🎁
Mortgage free 2021Debt free 2024
Starting to save for early retirement whilst balancing having fun whilst we can!
4275/8000 savings
2000/4000 holiday
2849/4000 Lisa
Save £12k in 2025 #51 £9134/£160001 -
#24 3793/4293 Paid off another £300 toward the total. It was actually about £400 as I ended up spending some on my credit card when I was on holiday due to my flight being cancelled. I've applied for compensation though and I should get most of my expenses refunded too. Then it can get piled back onto the card when it comes through.
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#16 5103/6000 woooohooo
Emergency Fund: 1000/2000August Grocery Challenge: 208/550
S&S ISA: £420
Save 12k in 2025: #10 1200/10000
100 steps challenge.. to be where you want to be in 2025:
EF 60/100 (1 step= £20)
holiday 0/100 (1 step= £30)
savings 4/100 (1 step= £50)
2025 diary: https://forums.moneysavingexpert.com/discussion/6576803/a-fresh-start-a-year-of-growth-and-balance/p1?new=1
old diary becoming DMP free in 2024: https://forums.moneysavingexpert.com/discussion/6495850/freedom-and-independence/p10 -
Done! I'm totally debt free at last. Physical cards cut up and frozen online. I'm never going back there! It feels so good, Huge weight off my shoulders. Good luck to everyone still working on it, keep going, it's so worth it.5
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Amazing!!! Huge congratulations 🥳Daywon said:Done! I'm totally debt free at last. Physical cards cut up and frozen online. I'm never going back there! It feels so good, Huge weight off my shoulders. Good luck to everyone still working on it, keep going, it's so worth it.Emergency Fund: 1000/2000August Grocery Challenge: 208/550
S&S ISA: £420
Save 12k in 2025: #10 1200/10000
100 steps challenge.. to be where you want to be in 2025:
EF 60/100 (1 step= £20)
holiday 0/100 (1 step= £30)
savings 4/100 (1 step= £50)
2025 diary: https://forums.moneysavingexpert.com/discussion/6576803/a-fresh-start-a-year-of-growth-and-balance/p1?new=1
old diary becoming DMP free in 2024: https://forums.moneysavingexpert.com/discussion/6495850/freedom-and-independence/p11 -
Oh wow well done.Daywon said:Done! I'm totally debt free at last. Physical cards cut up and frozen online. I'm never going back there! It feels so good, Huge weight off my shoulders. Good luck to everyone still working on it, keep going, it's so worth it.Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...2
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