We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Pay All Your Debt Off By Christmas 2024

1111214161730

Comments

  • @blubella that is incredible! It is only Feb and one debt is cleared, fab work!
    Thank you! It was only a £44 debt though  :D..at least it is one card down though!
    #4 DFBXMAS24 - £2,322.85/£5,000
    NSD Challenge - Jan 15/12, Feb 3/12, Mar 10/10 Apr 10/12, May 5/12.
    SPC #44


    Success is the good fortune that comes from aspiration, desperation, perspiration & inspiration ~ Evan Esar
  • 2 days until pay day - looking forward to my first official debt payment being made on the 27th February with the overpayments I made in January I’ve already reduced the term of the loan by 1 month so now finishes on the 27th December 2024 instead of 27th January 2025. Still aiming to pay it off by the end of September - end of July would be better 😊 good luck everyone x 
    Aim to pay off £13,000 by December 2024
    £1,208.22/£23,059 #26 
    Pay All Your Debt Off By Christmas 2024
    2024 £1 a day savings challenge - £98.43 2024 52 week challenge - £120.37
    22/20 February No Spend Days 20 Target 20/23 March No Spend Days 23 Target 7/22 April No Spend Days 22 Target (excludes direct debits, standing orders, debt and savings payments)


  • Keedie
    Keedie Posts: 2,919 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    That sounds like you're doing very well @Nervous1234 - well done! 👏🏾

    I've made another minimum payment to Barclaycard, so

    #30 £980/£6,750 (14.52% repaid)

    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • Number 26 checking in £2,467.09/£14,889.26 😊 good luck everyone 😻
    Aim to pay off £13,000 by December 2024
    £1,208.22/£23,059 #26 
    Pay All Your Debt Off By Christmas 2024
    2024 £1 a day savings challenge - £98.43 2024 52 week challenge - £120.37
    22/20 February No Spend Days 20 Target 20/23 March No Spend Days 23 Target 7/22 April No Spend Days 22 Target (excludes direct debits, standing orders, debt and savings payments)


  • Rud0lf
    Rud0lf Posts: 225 Forumite
    Fifth Anniversary 100 Posts Name Dropper
    I haven't got a number but I'm now up to

    538.77 /6766.77

    more payments due in the next week but I've now paid off just under 8%. 
    Mortgage free 2021 

    Debt free 2024

    Starting to save for early retirement whilst balancing having fun whilst we can!

    4275/8000 savings 
    2000/4000 holiday 
    2849/4000 Lisa

    Save £12k in 2025 #51 £9134/£16000
  • #24 1050/4293 Pay day so another chunk off the card. I've applied for a promotion. Hoping I get it so I can start to pay it off a bit quicker. I might even be able to pay off my loan this year as well as the credit card🤞
  • Rud0lf
    Rud0lf Posts: 225 Forumite
    Fifth Anniversary 100 Posts Name Dropper
    £1082.15/6766.77 in total usual payments have come out since payday. Hoping to have it all cleared by Christmas.
    Mortgage free 2021 

    Debt free 2024

    Starting to save for early retirement whilst balancing having fun whilst we can!

    4275/8000 savings 
    2000/4000 holiday 
    2849/4000 Lisa

    Save £12k in 2025 #51 £9134/£16000
  • Nervous1234
    Nervous1234 Posts: 77 Forumite
    Third Anniversary 10 Posts Name Dropper
    Number 26 £2,657.37/£14,889.26
    Hoping to make another overpayment next week 🤞
    Good luck everyone x 
    Aim to pay off £13,000 by December 2024
    £1,208.22/£23,059 #26 
    Pay All Your Debt Off By Christmas 2024
    2024 £1 a day savings challenge - £98.43 2024 52 week challenge - £120.37
    22/20 February No Spend Days 20 Target 20/23 March No Spend Days 23 Target 7/22 April No Spend Days 22 Target (excludes direct debits, standing orders, debt and savings payments)


  • Keedie
    Keedie Posts: 2,919 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    Made a couple more payments. So

    #30 £1,180/£6,750 (17.48% repaid)
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • Rud0lf
    Rud0lf Posts: 225 Forumite
    Fifth Anniversary 100 Posts Name Dropper
    Well done everyone your all doing great. I've made another payment now so I'm up to 

    1337.55/6766.77 Getting me up to 19%

    I haven't had a number allocated yet, hope you're okay BlueJ xx
    Mortgage free 2021 

    Debt free 2024

    Starting to save for early retirement whilst balancing having fun whilst we can!

    4275/8000 savings 
    2000/4000 holiday 
    2849/4000 Lisa

    Save £12k in 2025 #51 £9134/£16000
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.1K Spending & Discounts
  • 245K Work, Benefits & Business
  • 600.5K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.