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Dazzling December's No-Spend Days Challenge!

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cuddlymarm Posts: 2,206 Forumite

27 December 2023 at 1:00PM

Hi guys
Another one for me please making my total 9

August PAD

2
beanielou Posts: 95,544 Ambassador

27 December 2023 at 2:23PM

One yesterday and one today.

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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.
3
KajiKita Posts: 7,649 Forumite

27 December 2023 at 3:16PM

NSD today 😊

KK

As at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030

Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025

Watch your thoughts, they become your words.
Watch your words, they become your actions.
Watch your actions, they become your reality.
2
cathybird Posts: 15,641 Forumite

27 December 2023 at 4:05PM edited 27 December 2023 at 10:38PM

Yes there's a shiny new month just round the corner, any thoughts on targets? ...

January targets

AuntieL 12

basketcase 12

beanielou 19

cathybird 15

Crazycatlady2 20

Cuddlymarm

ErinBB

GeorgianaCavendish 15

KajiKita 15

LadyWithAPlan

laura lau 16

leftatthetrafficlights 24

LittleMissDetermined

Makingabobor2 15

QueenJess

Rupacomp

Saver-upper

short bird 20

Newcomers welcome

1
cathybird Posts: 15,641 Forumite

27 December 2023 at 4:06PM edited 27 December 2023 at 10:37PM

December

Off to a start =

5 days =

10 days =

15 days =

20 days =

Target reached =

Target beaten =

December targets

AuntieL 9/12

beanielou 20/19

cathybird 21/15

changingmyways23 5/10

Crazycatlady2 13/15

Cuddlymarm 9/15

ErinBB 10

GeorgianaCavendish 15/18

KajiKita 17/15

LadyWithAPlan 2/13

laura lau 15/15

leftatthetrafficlights 20/15

LittleMissDetermined 16/15

Makingabobor2 13/15

QueenJess 2/15

Rupacomp 5/10

Saver-upper 4/15

short bird 17/18

Newcomers welcome

1
Makingabobor2 Posts: 4,212 Forumite

27 December 2023 at 6:17PM

Another one for today, making 13

Will aim for 15 again in January

Making the debt go down and savings go up

LBM 2015 - debt £57K / Now £28,744....its going down

Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.
Challenges
EF #68 £550/£3000
.
Fiver Friday '25 #10 £15

Studies/surveys August £0

Decluttering items 756
Books read 13
Jigsaws done 8

My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up

1
laura_lau Posts: 682 Forumite

27 December 2023 at 6:49PM

yes I 'm in for January, I'd like to put down 16 days please!

Debt free journey started 30/08/2023:

CC1 - 5,151.92 now 5,335.15
CC3 - 4,166.15 now 5,345.28
CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
Current outstanding: 16,397.67
Debt free by Jul 2027.

Challenges:
NSD Apr 2025 - 7/20
NST Apr 2025 -
#31 1p savings 2025 £32.40/£667.95
2025 Fashion on the ration - Coupons remaining 43.5/66
1
short_bird Posts: 4,016 Forumite

27 December 2023 at 8:26PM

An unexpected NSD today making 17.

‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
2
AuntieL Posts: 370 Forumite

27 December 2023 at 8:33PM

2 NSDs for me - 25th and 27th Dec - taking my total so far to 9.

I’m going to aim for 12 in January. Thanks @cathybird

Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
June 2025 NSD Challenge 1/18

MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £97,725
2024 Overpayment = £675.66
2025 Overpayment = £529/£700
1
cathybird Posts: 15,641 Forumite

27 December 2023 at 11:27PM

Well done laura lau, cuddlymarm, beanie, KajiKita, Makingabobor2, short bird and AuntieL

2

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