December
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Dazzling December's No-Spend Days Challenge!
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Wasn't one today as I went to collect a parcel and the store had sloth hot water bottles reduced from £15 to £5
‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
Well done LittleMissDetermined, Saver-upper, Crazycatlady2 and beanie 0
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Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
December targetsAuntieL 7/12
beanielou 18/19
cathybird 20/15
changingmyways23 5/10
Crazycatlady2 12/15
Cuddlymarm 7/15
ErinBB 10GeorgianaCavendish 12/18
KajiKita 15/15
LadyWithAPlan 2/13laura lau 10/15
leftatthetrafficlights 20/15
LittleMissDetermined 16/15
Makingabobor2 10/15
QueenJess 2/15
Rupacomp 5/10
Saver-upper 4/15
short bird 15/18
Newcomers welcome
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Declaring today as an NSD upfront and with that I hit my target 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Merry Christmas NSD-ers 🎄
Its one for me today
Enjoy yourselves!
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25712 -
Declaring early - today will be 20/15 😁
Merry christmas to all who celebrate it 🥳DNF: £708.92/£1000
JSF: £708.58/£1000
Winter season grocery budget: £600.85/£900
Weight loss challenge 2024: 11/24lbs
1st quarter start:9st 13.1lb
2nd quarter start:9st 9.2 lb
3rd quarter start: 9st 6.8 lb
4th quarter start: 9st 10.2 lb
End weight: 8st 13lb
'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'1 -
Merry Christmas everyone
One for me today please
August PAD1 -
Merry Christmas, everyone xx 2 -
As at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Day 15 today.
Hope all is going well, or better than expected...‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1
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