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Dazzling December's No-Spend Days Challenge!

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  • I spent today as gas to get a light bulb and takeaway for tea 

    Going for 20 in January as need or want nothing 
  • KajiKita
    KajiKita Posts: 7,665 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    NSD today and aim for 15 in January 😊

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Hope you all had a lovely Christmas! 🎄🎄🎄 

    I am adding another 3 NSDs bringing me to NSD #15 (for 23, 25 and 26 December). 

    Can I go for 15 NSD in January please?
  • cuddlymarm
    cuddlymarm Posts: 2,206 Forumite
    Part of the Furniture 1,000 Posts
    Hope everyone had a great Xmas.
    One for me today please making my total 8/15
    January I’m taking the month off please Cathybird as we go in holiday for two weeks of it. The month will be a using up and making do month but the rest of it depends on whether we can squeeze into our holiday clothes, need sun cream etc. 


    August PAD 

  • cathybird
    cathybird Posts: 15,648 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 27 December 2023 at 4:04PM

    December

    Off to a start = image
    5 days = image
    10 days = image

    15 days = image
    20 days = image

    Target reached = image
    Target beaten = image 

    December targets

    AuntieL 7/12 image  image 

    beanielou 18/19 image  image  image  image


    cathybird 20/15  image  image  image  image  image  image  image 


    changingmyways23 5/10 imageimage 


    Crazycatlady2 13/15 image  image  image


    Cuddlymarm 8/15 image  image


    ErinBB 10


    GeorgianaCavendish 15/18 image  image  image  image 


    KajiKita 16/15 image  image  image  image  image  image


    LadyWithAPlan 2/13 image


    laura lau 15/15 image  imageimageimageimage


    leftatthetrafficlights 20/15 image  image  image  image  image  image  image 


    LittleMissDetermined 16/15 image  image  image  image  image  image 


    Makingabobor2 12/15 image  image  image


    QueenJess 2/15 image 


    Rupacomp 5/10 image  image 


    Saver-upper 4/15 image 


    short bird 16/18 image  image  image  image 


    Newcomers welcome :)

  • cathybird
    cathybird Posts: 15,648 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 27 December 2023 at 4:02PM
    image

    Yes there's a shiny new month just round the corner, any thoughts on targets? ... image

    January targets

    AuntieL

    basketcase 12

    beanielou 19

    cathybird 15

    Crazycatlady2 20

    Cuddlymarm

    ErinBB

    GeorgianaCavendish 15

    KajiKita 15

    LadyWithAPlan

    laura lau

    leftatthetrafficlights 24

    LittleMissDetermined

    Makingabobor2

    QueenJess

    Rupacomp

    Saver-upper

    short bird 20

    Newcomers welcome :)

  • Another NSD today. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £550/£3000
    .
    Fiver Friday '25 #10 £15

    Studies/surveys  August £0

    Decluttering items 756

    Books read    13
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • cathybird
    cathybird Posts: 15,648 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done Crazycatlady2, short bird, KajiKita, GeorgianaCavendish, cuddlymarm and Makingabobor2 :):)
  • I'm in for January 😁 I'm also doing the 24 in 24 challenge so yep, you've guessed it - a target of 24 for me please!! 😁😂
    DNF: £708.92/£1000
    JSF: £708.58/£1000

    Winter season grocery budget: £600.85/£900

    Weight loss challenge 2024: 11/24lbs
    1st quarter start:9st 13.1lb
    2nd quarter start:9st 9.2 lb
    3rd quarter start: 9st 6.8 lb
    4th quarter start: 9st 10.2 lb
    End weight: 8st 13lb

    'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'

  • Adding 4 NSD from Saturday to yesterday + 1 early call for today as I'm working from home and not planning to go anywhere. Lots of leftover to eat for lunch and dinner, so no expense needed for sure!
    Debt free journey started 30/08/2023:

    CC1 - 5,151.92 now 5,335.15
    CC3 - 4,166.15 now 5,345.28
    CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
    Current outstanding: 16,397.67
    Debt free by Jul 2027.

    Challenges:
    NSD Apr 2025 - 7/20
    NST Apr 2025 - 
    #31 1p savings 2025 £32.40/£667.95
    2025 Fashion on the ration - Coupons remaining 43.5/66
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