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Dazzling December's No-Spend Days Challenge!

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  • NSD today...now there's a surprise...lol
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £550/£3000
    .
    Fiver Friday '25 #10 £15

    Studies/surveys  August £0

    Decluttering items 756

    Books read    13
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • cathybird
    cathybird Posts: 15,644 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done KajiKita, LittleMissDetermined, leftatthetrafficlights, cuddlymarm, short bird and Makingabobor2 :):)
  • cathybird
    cathybird Posts: 15,644 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 26 December 2023 at 11:18PM

    December

    Off to a start = image
    5 days = image
    10 days = image

    15 days = image
    20 days = image

    Target reached = image
    Target beaten = image 

    December targets

    AuntieL 7/12 image  image 

    beanielou 18/19 image  image  image  image


    cathybird 20/15  image  image  image  image  image  image  image 


    changingmyways23 5/10 imageimage 


    Crazycatlady2 13/15 image  image  image


    Cuddlymarm 7/15 image  image


    ErinBB 10


    GeorgianaCavendish 12/18 image  image  image 


    KajiKita 15/15 image  image  image  image  image 


    LadyWithAPlan 2/13 image


    laura lau 10/15 image  imageimage


    leftatthetrafficlights 20/15 image  image  image  image  image  image  image 


    LittleMissDetermined 16/15 image  image  image  image  image  image 


    Makingabobor2 11/15 image  image  image


    QueenJess 2/15 image 


    Rupacomp 5/10 image  image 


    Saver-upper 4/15 image 


    short bird 16/18 image  image  image  image 


    Newcomers welcome :)

  • basketcase
    basketcase Posts: 1,229 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hello there from a lurker - and Merry Christmas to all!

    Is there going to be January NSD thread?  I've been working on my banking/budget today (I got a new laptop tray for Christmas and was working on my computer) and frightened myself  :scream:  So, if there is, please may I join?!
    A budget is like a speed sign - a LIMIT not a TARGET!!

    CHALLENGES

    2025 Declutter:
    1 CONTAINER (box/bag/folder etc) per day; 50/365
    1 FROG (minimum) per week; 6/52
    WEIGHT I'll start with 25 lbs (though I need to lose more!) and see how it goes...🤔 0/25

    2025 NSDs: 15 per MONTH - FEB 4/15; JAN 21/15
    2025 Fashion on the Ration: (carried over from 2024) 10+66 = 76
    2025 Make Do, Mend & Minimise No target, just remember to report!

    AWARDS 💐⭐
  • cathybird
    cathybird Posts: 15,644 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 26 December 2023 at 1:13AM
    Hello there from a lurker - and Merry Christmas to all!

    Is there going to be January NSD thread?  I've been working on my banking/budget today (I got a new laptop tray for Christmas and was working on my computer) and frightened myself  :scream:  So, if there is, please may I join?!
    hi basketcase :) yes there most certainly is going to be a Jan NSD thread and you'd be most welcome to join! Merry Christmas to you too x
  • 1 for Monday please x 
  • cathybird
    cathybird Posts: 15,644 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Not one for me today, bought a sack of flour and an extension to a video game. :)
  • cathybird
    cathybird Posts: 15,644 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 26 December 2023 at 11:17PM
    image

    Yes there's a shiny new month just round the corner, any thoughts on targets? ... image

    January targets

    AuntieL

    basketcase 12

    beanielou 19

    cathybird 15

    Crazycatlady2

    Cuddlymarm

    ErinBB

    GeorgianaCavendish

    KajiKita

    LadyWithAPlan

    laura lau

    leftatthetrafficlights

    LittleMissDetermined

    Makingabobor2

    QueenJess

    Rupacomp

    Saver-upper

    short bird 20

    Newcomers welcome :)

  • basketcase
    basketcase Posts: 1,229 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi cathybird!

    I had 2 thoughts on targets:
    1) A High Aim: I'm going to join the 24 in 24 challenge, aiming to reach 24 NSDs per month.  However, I reckoned that'll require building up and is far too high to achieve as a beginner. So...

    2) Let's be realistic here: I'd like to try for a less ambitious 12 minimum and anything after that's gravy.  (So 24 No Spend Half-Days?!  :# )
    A budget is like a speed sign - a LIMIT not a TARGET!!

    CHALLENGES

    2025 Declutter:
    1 CONTAINER (box/bag/folder etc) per day; 50/365
    1 FROG (minimum) per week; 6/52
    WEIGHT I'll start with 25 lbs (though I need to lose more!) and see how it goes...🤔 0/25

    2025 NSDs: 15 per MONTH - FEB 4/15; JAN 21/15
    2025 Fashion on the Ration: (carried over from 2024) 10+66 = 76
    2025 Make Do, Mend & Minimise No target, just remember to report!

    AWARDS 💐⭐
  • short_bird
    short_bird Posts: 4,017 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    20 for January 2024, thanks!

    And day 16 today.
    ‘Keep your eye on the donut and not on the hole.’ David Lynch.
    "It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
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