December
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Dazzling December's No-Spend Days Challenge!
Comments
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NSD today...now there's a surprise...lolMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,084....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £850/£3000
.
Studies/surveys November £0
Decluttering items 1382/2025
Books read 20
Jigsaws done 18
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
Well done KajiKita, LittleMissDetermined, leftatthetrafficlights, cuddlymarm, short bird and Makingabobor2
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Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
December targetsAuntieL 7/12
beanielou 18/19
cathybird 20/15
changingmyways23 5/10
Crazycatlady2 13/15
Cuddlymarm 7/15
ErinBB 10GeorgianaCavendish 12/18
KajiKita 15/15
LadyWithAPlan 2/13laura lau 10/15
leftatthetrafficlights 20/15
LittleMissDetermined 16/15
Makingabobor2 11/15
QueenJess 2/15
Rupacomp 5/10
Saver-upper 4/15
short bird 16/18
Newcomers welcome
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Hello there from a lurker - and Merry Christmas to all!
Is there going to be January NSD thread? I've been working on my banking/budget today (I got a new laptop tray for Christmas and was working on my computer) and frightened myself
So, if there is, please may I join?! A budget is like a speed sign - a LIMIT not a TARGET!!
CHALLENGES
2025 Declutter:
1 CONTAINER (box/bag/folder etc) per day; 50/365
1 FROG (minimum) per week; 6/52
WEIGHT I'll start with 25 lbs (though I need to lose more!) and see how it goes...🤔 0/25
2025 NSDs: 15 per MONTH - FEB 4/15; JAN 21/15
2025 Fashion on the Ration: (carried over from 2024) 10+66 = 76
2025 Make Do, Mend & Minimise No target, just remember to report!
AWARDS 💐⭐2 -
hi basketcasebasketcase said:Hello there from a lurker - and Merry Christmas to all!
Is there going to be January NSD thread? I've been working on my banking/budget today (I got a new laptop tray for Christmas and was working on my computer) and frightened myself So, if there is, please may I join?! yes there most certainly is going to be a Jan NSD thread and you'd be most welcome to join! Merry Christmas to you too x 1 -
1 for Monday please x0
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Not one for me today, bought a sack of flour and an extension to a video game. 1
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Yes there's a shiny new month just round the corner, any thoughts on targets? ...
January targetsAuntieL
basketcase 12
beanielou 19
cathybird 15
Crazycatlady2
Cuddlymarm
ErinBB
GeorgianaCavendish
KajiKita
LadyWithAPlan
laura lau
leftatthetrafficlights
LittleMissDetermined
Makingabobor2
QueenJess
Rupacomp
Saver-upper
short bird 20Newcomers welcome
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Hi cathybird!
I had 2 thoughts on targets:
1) A High Aim: I'm going to join the 24 in 24 challenge, aiming to reach 24 NSDs per month. However, I reckoned that'll require building up and is far too high to achieve as a beginner. So...
2) Let's be realistic here: I'd like to try for a less ambitious 12 minimum and anything after that's gravy. (So 24 No Spend Half-Days?!
) A budget is like a speed sign - a LIMIT not a TARGET!!
CHALLENGES
2025 Declutter:
1 CONTAINER (box/bag/folder etc) per day; 50/365
1 FROG (minimum) per week; 6/52
WEIGHT I'll start with 25 lbs (though I need to lose more!) and see how it goes...🤔 0/25
2025 NSDs: 15 per MONTH - FEB 4/15; JAN 21/15
2025 Fashion on the Ration: (carried over from 2024) 10+66 = 76
2025 Make Do, Mend & Minimise No target, just remember to report!
AWARDS 💐⭐2 -
20 for January 2024, thanks!
And day 16 today.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1
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