December
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Dazzling December's No-Spend Days Challenge!
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another NSD for me today!Debt free journey started 30/08/2023:
CC1 - 5,151.92 now 5,335.15
CC3 - 4,166.15 now 5,345.28
CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
Current outstanding: 16,397.67
Debt free by Jul 2027.
Challenges:
NSD Apr 2025 - 7/20
NST Apr 2025 -
#31 1p savings 2025 £32.40/£667.95
2025 Fashion on the ration - Coupons remaining 43.5/661 -
It's one for me today please. I'm going to aim for 22 in January, it's a higher target than usual but I shouldn't need to go out spending much
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25711 -
Adding another 2 days (27th and 28th Dec) bringing me to NSD #17 please
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Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
December targetsAuntieL 9/12
beanielou 21/19
cathybird 22/15
changingmyways23 5/10
Crazycatlady2 13/15
Cuddlymarm 9/15
ErinBB 10GeorgianaCavendish 17/18
KajiKita 17/15
LadyWithAPlan 2/13laura lau 16/15
leftatthetrafficlights 20/15
LittleMissDetermined 17/15
Makingabobor2 14/15
QueenJess 2/15
Rupacomp 5/10
Saver-upper 4/15
short bird 18/18
Newcomers welcome
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Yes there's a shiny new month just round the corner, any thoughts on targets? ...
January targetsAuntieL 12
basketcase 12
beanielou 19
cathybird 15
Crazycatlady2 20
ErinBB
GeorgianaCavendish 15
KajiKita 15
LadyWithAPlan
laura lau 16
leftatthetrafficlights 24
LittleMissDetermined 22
Makingabobor2 15
QueenJess
Rupacomp
Saver-upper
short bird 20Newcomers welcome
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Day 18 today...‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.0 -
Another today. 14/15 now
Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
.
Fiver Friday '25 #10 £15
Studies/surveys August £0
Decluttering items 756
Books read 13
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
Well done laura lau, LittleMissDetermined, GeorgianaCavendish, beanie, short bird and Makingabobor2 1
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