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Dazzling December's No-Spend Days Challenge!

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leftatthetrafficlights Posts: 2,056 Forumite

29 December 2023 at 5:56AM

Declaring early, 23 including today 😁

DNF: £708.92/£1000
JSF: £708.58/£1000

Winter season grocery budget: £600.85/£900

Weight loss challenge 2024: 11/24lbs
1st quarter start:9st 13.1lb
2nd quarter start:9st 9.2 lb
3rd quarter start: 9st 6.8 lb
4th quarter start: 9st 10.2 lb
End weight: 8st 13lb

'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'

1
KajiKita Posts: 7,620 Forumite

29 December 2023 at 9:39AM

One yesterday (forgot to report after buying a few bits from cash pocket money) and there will be one today (same reason).

Thanks for the January thread @cathybird 😊

KK

As at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030

Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025

Watch your thoughts, they become your words.
Watch your words, they become your actions.
Watch your actions, they become your reality.
1
laura_lau Posts: 682 Forumite

29 December 2023 at 11:54AM

another NSD for me today!

Debt free journey started 30/08/2023:

CC1 - 5,151.92 now 5,335.15
CC3 - 4,166.15 now 5,345.28
CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
Current outstanding: 16,397.67
Debt free by Jul 2027.

Challenges:
NSD Apr 2025 - 7/20
NST Apr 2025 -
#31 1p savings 2025 £32.40/£667.95
2025 Fashion on the ration - Coupons remaining 43.5/66
1
LittleMissDetermined Posts: 9,624 Forumite

29 December 2023 at 2:12PM

Thanks for the new thread @cathybird, It's one for me today

Life gets in the way...PADding is addictive...Saving's better than spending...
My savings diary - Now for a healthier, wealthier me

2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017

Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £2126

1
short_bird Posts: 4,015 Forumite

29 December 2023 at 2:24PM

Day 19: another day that I haven't made it to the cinema to see Godzilla -1

‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
1
cathybird Posts: 15,631 Forumite

29 December 2023 at 3:26PM edited 29 December 2023 at 10:27PM

December

Off to a start =

5 days =

10 days =

15 days =

20 days =

Target reached =

Target beaten =

December targets

AuntieL 9/12

beanielou 22/19

cathybird 22/15

changingmyways23 5/10

Crazycatlady2 13/15

Cuddlymarm 9/15

ErinBB 10

GeorgianaCavendish 18/18

KajiKita 19/15

LadyWithAPlan 2/13

laura lau 17/15

leftatthetrafficlights 23/15

LittleMissDetermined 18/15

Makingabobor2 15/15

QueenJess 2/15

Rupacomp 5/10

Saver-upper 4/15

short bird 19/18

Newcomers welcome

1
cathybird Posts: 15,631 Forumite

29 December 2023 at 3:29PM

Not one for me, I've bought three bags of compost and paid for a cab, and also bought a marked-down book.

2
GeorgianaCavendish Posts: 2,393 Forumite

29 December 2023 at 4:43PM

NSD #18 today please

1
Makingabobor2 Posts: 4,205 Forumite

29 December 2023 at 5:56PM

#15 NSD today & still 2 more days of the month to go

Making the debt go down and savings go up

LBM 2015 - debt £57K / Now £28,744....its going down

Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.
Challenges
EF #68 £500/£3000
.
Fiver Friday '25 #10 £15

Studies/surveys July £79.31

Decluttering items 755
Books read 12
Jigsaws done 8

My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up

1
beanielou Posts: 95,519 Ambassador

29 December 2023 at 9:01PM

One today.

I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.
1

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