December
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Dazzling December's No-Spend Days Challenge!
Comments
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Hi guys
I have 2 more to add ( Friday and today ) to end December on 11/15 NSDs.Have a lovely New Year’s Eve everyone and see you next year 🥳🥳🥳🥳🥳
Sept Turtle 12/16 NSDs
Sept PADs £6351 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
December targetsAuntieL 11/12
beanielou 23/19
cathybird 23/15
changingmyways23 5/10
Crazycatlady2 13/15
Cuddlymarm 11/15
ErinBB 10GeorgianaCavendish 19/18
KajiKita 20/15
LadyWithAPlan 2/13
laura lau 17/15
leftatthetrafficlights 23/15
LittleMissDetermined 19/15
Makingabobor2 16/15
QueenJess 2/15
Rupacomp 5/10
Saver-upper 4/15
short bird 20/18
Newcomers welcome
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Finishing the year with NSD#11 😁Wishing you all the best for 2024!Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
October 2025 NSD Challenge 10/18MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £94,306.78
2024 Overpayment = £675.66
2025 Overpayment = £645/£7001 -
Not one for me, bought three fruit trees for the garden (very small ones!). Wishing everyone a happy new year for tonight and 2024 xx
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Oooh, what types ….? 😊cathybird said:Not one for me, bought three fruit trees for the garden (very small ones!). Wishing everyone a happy new year for tonight and 2024 xx
KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 65 books of target 52 in 2025, as @ 16th November
Produce tracker: £442 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
NSD #19 today please
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Thank you so much @cathybird for running these threads for us, your dedication, time and effort are very much appreciated!Hope you all have a lovely New Years Eve and wishing you all the best for 2024! 🥂🥂🥂1
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A Stella cherry (for out the front, where there is some space), and an Isaac Newton apple and Beurre Hardy pear (both cordons, so very small) for out the back. I have had an allotment for years but this year I realised I probably could squirrel quite a lot of fruit & veg into the garden at home despite the limited size and I decided to do that instead to save time and work. I have also transplanted some of the rhubarb crowns and gooseberry bushes, so lots of nice things still to grow I hopeKajiKita said:
Oooh, what types ….? 😊cathybird said:Not one for me, bought three fruit trees for the garden (very small ones!). Wishing everyone a happy new year for tonight and 2024 xx
KK
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Thank you Georgiana xxGeorgianaCavendish said:Thank you so much @cathybird for running these threads for us, your dedication, time and effort are very much appreciated!Hope you all have a lovely New Years Eve and wishing you all the best for 2024! 🥂🥂🥂
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Happy New Year everyone - here's to a joyous and prosperous 2024 xx
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