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Dazzling December's No-Spend Days Challenge!

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  • cuddlymarm
    cuddlymarm Posts: 2,206 Forumite
    Part of the Furniture 1,000 Posts
    Hi guys 
    I have 2 more to add ( Friday and today ) to end December on 11/15 NSDs. 
    Have a lovely New Year’s Eve everyone and see you next year 🥳🥳🥳🥳🥳

    August PAD 

  • cathybird
    cathybird Posts: 15,642 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 31 December 2023 at 7:57PM

    December

    Off to a start = image
    5 days = image
    10 days = image

    15 days = image
    20 days = image

    Target reached = image
    Target beaten = image 

    December targets

    AuntieL 11/12 image  image  image

    beanielou 23/19 image  image  image  image  image  image  image 


    cathybird 23/15  image  image  image  image  image  image  image 


    changingmyways23 5/10 imageimage 


    Crazycatlady2 13/15 image  image  image


    Cuddlymarm 11/15 image  image  image 


    ErinBB 10


    GeorgianaCavendish 19/18 image  image  image  image  image  image 


    KajiKita 20/15 image  image  image  image  image  image  image


    LadyWithAPlan 2/13 image


    laura lau 17/15 image  image  image  image  image  image 


    leftatthetrafficlights 23/15 image  image  image  image  image  image  image 


    LittleMissDetermined 19/15 image  image  image  image  image  image 


    Makingabobor2 16/15 image  image  image  image  image 


    QueenJess 2/15 image 


    Rupacomp 5/10 image  image 


    Saver-upper 4/15 image 


    short bird 20/18 image  image  image  image  image  image  image 


    Newcomers welcome :)

  • AuntieL
    AuntieL Posts: 370 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    Finishing the year with NSD#11 😁 
    Wishing you all the best for 2024!
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    June 2025 NSD Challenge 1/18

    MFW 2025 #45
    Jan 2016 Mortgage = £149,895
    Current outstanding = £97,725
    2024 Overpayment = £675.66
    2025 Overpayment = £529/£700
  • cathybird
    cathybird Posts: 15,642 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Not one for me, bought three fruit trees for the garden (very small ones!). Wishing everyone a happy new year for tonight and 2024 xx :)
  • KajiKita
    KajiKita Posts: 7,650 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    cathybird said:
    Not one for me, bought three fruit trees for the garden (very small ones!). Wishing everyone a happy new year for tonight and 2024 xx :)
    Oooh, what types ….? 😊

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • NSD #19 today please
  • Thank you so much @cathybird for running these threads for us, your dedication, time and effort are very much appreciated! 
    Hope you all have a lovely New Years Eve and wishing you all the best for 2024! 🥂🥂🥂
  • cathybird
    cathybird Posts: 15,642 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    KajiKita said:
    cathybird said:
    Not one for me, bought three fruit trees for the garden (very small ones!). Wishing everyone a happy new year for tonight and 2024 xx :)
    Oooh, what types ….? 😊

    KK
    A Stella cherry (for out the front, where there is some space), and an Isaac Newton apple and Beurre Hardy pear (both cordons, so very small) for out the back. I have had an allotment for years but this year I realised I probably could squirrel quite a lot of fruit & veg into the garden at home despite the limited size and I decided to do that instead to save time and work. I have also transplanted some of the rhubarb crowns and gooseberry bushes, so lots of nice things still to grow I hope :smiley:
  • cathybird
    cathybird Posts: 15,642 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thank you so much @cathybird for running these threads for us, your dedication, time and effort are very much appreciated! 
    Hope you all have a lovely New Years Eve and wishing you all the best for 2024! 🥂🥂🥂
    Thank you Georgiana xx :)
  • cathybird
    cathybird Posts: 15,642 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic


    Happy New Year everyone - here's to a joyous and prosperous 2024 xx :):)
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