UC claim review
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I haven't had a review but had to have roof repair done, I have 2500 in savings and am on UC lcwra and pip.
The roof repair was 1500 but he wanted cash as if I paid by card it was 20% more.
If I am asked to give my statements will they question why I withdrew 1500 in one go.
Also I pay in cash and withdraw about 700 a month to pay for things I need.
Is this alllowed0 -
born_again said:HillStreetBlues said:born_again said:HillStreetBlues said:Has anyone blanked out the descriptions of what the transactions are for when asked for bank statements?
Can see why they would want to check if over capital threshold, but what you spend your money on should be private.
I got asked what a payment coming in each month was. It was daughters board.
Ours all had to be in PDF format as well. OK for bank accounts, but some savings only send annual statements. So had to copy & past into word to create a PDF.
No need to pay for app/program to do it for you.
You can't report anything with UC that will happen in the future. This includes any money you might be getting.
If you have £6k in capital and gave £5k away that's fine as you have never had over £6k, just because a future payment would have taken you over doesn't matter.
It starts to matter when over £6k, if you had £10k and gave £5k away then you can be classed as still having the £10k as at the point you gave the money away it increased the UC amount. (you would get £69.60 more in UC)
EDIT
Having reread were you talking about hiding money rather than giving it to someone?
If the OP is paying out money each month to keep capital under £6K. Then they can question it.
This is all part of the checks to make sure that people are not gaming the system to get max benefit. So they need to see the transactions.
Edit for clarity: giving away income they've already received.1 -
Havrey0123 said:I haven't had a review but had to have roof repair done, I have 2500 in savings and am on UC lcwra and pip.
The roof repair was 1500 but he wanted cash as if I paid by card it was 20% more.
If I am asked to give my statements will they question why I withdrew 1500 in one go.
Also I pay in cash and withdraw about 700 a month to pay for things I need.
Is this alllowed
But sadly reports on here show the that "reviewers" aren't well trained on actual benefit law and ask questions beyond their remit.
So they might ask about them, but there in no legal basis on that question as the answer is irrelevant.
Let's Be Careful Out There0 -
I had my UC phone review the guy just wanted to know who I was sending money to on my bank statements! I explained it was to family members who I live with and it was for food, rent, bills he was happy with that and said he was gonna close the review5
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I have a phone review next week I think it's probably because I have money going out to another account, For some reason I couldn't download the second account statements, I kept on getting a error I don't know if it was the bank app or my phone so I just submitted the one account, Instead of sending a note in my journal and waiting for a response. I also didn't send the code for the the driving licence verification. That will teach me to not to rush things.
Hopefully I will not be on the phone for long as I have voice problems.0 -
Jem what's the driving licence verification thing please?0
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Kris35 said:Jem what's the driving licence verification thing please?
I don't know why the copy and paste didn't come out properly.Thank you for providing your ID and bank statements. We just need to see a licence check code if you choose to send photos of your driving licence. Create your check code here https://www.gov.uk/view-driving-licence
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_Jem_ said:I have a phone review next week I think it's probably because I have money going out to another account, For some reason I couldn't download the second account statements, I kept on getting a error I don't know if it was the bank app or my phone so I just submitted the one account, Instead of sending a note in my journal and waiting for a response. I also didn't send the code for the the driving licence verification. That will teach me to not to rush things.
Hopefully I will not be on the phone for long as I have voice problems.
Usually you submit the information they request, then a phone appointment is booked.
They will run through a list of other sources of income you may have (savings, premium bonds etc), and ask any questions arising from your bank statements.1 -
KxMx said:_Jem_ said:I have a phone review next week I think it's probably because I have money going out to another account, For some reason I couldn't download the second account statements, I kept on getting a error I don't know if it was the bank app or my phone so I just submitted the one account, Instead of sending a note in my journal and waiting for a response. I also didn't send the code for the the driving licence verification. That will teach me to not to rush things.
Hopefully I will not be on the phone for long as I have voice problems.
Usually you submit the information they request, then a phone appointment is booked.
They will run through a list of other sources of income you may have (savings, premium bonds etc), and ask any questions arising from your bank statements.
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_Jem_ said:I have a phone review next week I think it's probably because I have money going out to another account, For some reason I couldn't download the second account statements, I kept on getting a error I don't know if it was the bank app or my phone so I just submitted the one account, Instead of sending a note in my journal and waiting for a response. I also didn't send the code for the the driving licence verification. That will teach me to not to rush things.
Hopefully I will not be on the phone for long as I have voice problems.1
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