UC claim review

Newcad

This page about these UC reviews went up on the DWP website yesterday:

https://www.gov.uk/universal-credit-reviews

SUPERGIRL2020

I can’t download my bank statements cos my phone is bloody useless

Does anyone know if they will accept print screens of my bank statements? 

KxMx

I can't see why they wouldn't accept that as the full statements will still be visible. 

Robbie64

SUPERGIRL2020 said:

I can’t download my bank statements cos my phone is bloody useless

Does anyone know if they will accept print screens of my bank statements? 

Are you trying to to create a screenshot / print screen on a phone or a computer? If a phone many bank apps somehow prohibit a screen capture by the mobile.

SUPERGIRL2020

Yes I was gonna try print screening otherwise I will have to go into the bank and ask them to print them out 

HillStreetBlues

Has anyone blanked out the descriptions of what the transactions are for when asked for bank statements?
Can see why they would want to check if over capital threshold, but what you spend your money on should be private.

SUPERGIRL2020

HillStreetBlues said:

Has anyone blanked out the descriptions of what the transactions are for when asked for bank statements?
Can see why they would want to check if over capital threshold, but what you spend your money on should be private.

I’m worried about that too cos me and my family are always sending money to each other. I wonder if that is gonna be a problem when they look at my statements  

KxMx

HillStreetBlues said:

Has anyone blanked out the descriptions of what the transactions are for when asked for bank statements?
Can see why they would want to check if over capital threshold, but what you spend your money on should be private.

Yes I tried this initially and the statements were  rejected, I was told to submit unredacted ones.
Even on the quarterly statement which showed 6 months- they asked for 4 but I wasn't allowed to black out the first two months. 

HillStreetBlues

Thanks KxMx
 
To me it seems they are circumventing the law.  To get access to someone bank account  they have to suspect fraud (they are trying to change that law).
So now they are insisting a person shows them their bank account on the pretext of checking you are getting the correct benefit.
Basically  a  person is having to prove that they aren't committing fraud.

Muttleythefrog

HillStreetBlues said:

Thanks KxMx
 
To me it seems they are circumventing the law.  To get access to someone bank account  they have to suspect fraud (they are trying to change that law).
So now they are insisting a person shows them their bank account on the pretext of checking you are getting the correct benefit.
Basically  a  person is having to prove that they aren't committing fraud.

Right on cue I believe they've just tabled amendments to the Data Protection Bill to enable regular checks on claimant bank accounts. New powers would mean they could look without requirement to first establish suspected fraud.

Frightening really.... especially if it enabled transactional level scrutiny (and I've not been able to determine so anyone with greater knowledge please feel free to inform) when you think about how widespread in access the data could be and it can include sensitive, exploitable and potentially damaging data.. and I don't mean just in relation to the claimant...